SDCCU’s 5-month CD with a 5.5% APY is the best I could find for that term. La Jolla bank has a 5.5% APY for a one-year CD, which is competitive with banks around the country. It’s kinda nice to have it in a local bank, though.

Somebody said something about Corus (and maybe the SDCCU) being vulnerable to a crash in housing. But, since they’re insured, isn’t your money safe there (assuming the type of disaster neccessary for the FDIC to fold doesn’t occur)?