There is no law allowing a landlord to collect on a foreclosure. The law is if the landlord has a home which is in default within 12 months prior before you move as a renter and start paying rent and landlord continues to not make any house payment then the rent skimming law is behind. I know because I too bought my house from a small bank in Texas after my landlord vanished 1 year before after I explain the law to her. She hired a lawyer and I did as well in the end she couldn’t do anything so I didn’t pay any rent and used the money as part of my large down payment. There is more to the story but I won’t get into it again because i start to fell happy and stuff…