Fletch, when has the govt ever really done anyting in the markets that helped the average guy? This bail out helps the banks from collapse and will hopefully prevent full scale panic. (Jury still out on that one.)
We are seeing huge swings in the markets. This is called “unstable”. Not a place to be with a hightly illiquid asset that has been decreasing in value for some time now.
If the govt is successful with this attempt, it would be the first time in history that a govt was able to halt a bursting credit bubble.

No one can predict the future, but history and statistics are on your side.