OwnerMayCarry.com suggests a win/win/win for buyer/seller/realtor.

How is this different from investing in a company that takes 2nd deeds, other than helping your buyer qualify for a loan? In fact the website's suggestion increases risk for the seller. In my opinion the seller would be better off reducing the price and investing the proceeds in a company that buys 2nd deeds. It reduces his risk by diversifying his exposure and increases his returns. Although this is not a good time to invest in such companies. It surely seems to be a win for the buyer and a BIG win for the realtor. It might be a good option for the seller in a rapidly declining market. In which case buyer qualification for a loan may not be an issue at all.