I am banking up cash for the down payment as the real estate comes back to earth here in San Diego. Heck, in 2-3 years, I will be able to actually buy me a nice place in PB, OB, Point Loma, Del Mar or Carlsbad areas. Not a palace but a modest 2-3 bedroom townhome with 1500-2000 square feet and a 2 car garage and small yard and some views.
