Show me a 3/2 2100sqft SFH in carmel valley that is livable (not a torn down shack or gutted) around $400k, and I’ll show you several couples that could snatch it up with a loan, even as an investment home, whom in theory could pay cash for it. I thought several posted about how rent here for something like 2100 sqft is close to $3k/month. At $400k price, I think this would float pretty positively, wouldn’t it?

Most 2/2 attached condos don’t even sell for that price in CV right now. And yes, there are some 2/2’s attached moving right now around that price (I don’t know why personally)

Yes, loans are difficult to get now probably, but not *that* difficult (yet).