Well, this is the ME generation/decade/millenium we live in. I think from a marketing standpoint, people will identify more with the statement written with “me” than with “I”. (But I am a big fan of yours, Powayseller, and always appreciate the grammar lessons! And more importantly, your posts.)

He has a handy mortgage calculator which is a little more robust than the usual ones I’m accustomed to seeing on websites. And, surprisingly, it does allow for a negative number when you input the value in the field for “annual appreciation on the home.”

When I allowed for a 4% decrease in value over 4 years (just as an experiment,) it told me renting would be favorable.