Isn’t one other thing holding up short sales is the bickering between those hold the 2nd note (on a 100% financed 80/20), and the primary lending institution?

I spoke to a guy in La Costa trying to short sale a condo, and it’s been 4 months and still no sale (buyer is hanging in there) He tells me it’s the in-fighting between the two lenders that is holding up the sale.