That would be pretty hard to make much of a guess on. However, as the way of most things, my guess is the pendulum is going to swing way back the other way and borrowing money for a home is going to get tough. Of course, if we have a Congress and President who think it is their job to put people in homes and create all kinds of Government subsidies to get people into homes, who knows.

The few things that will be certain if the Government goes the bailout path, the dollar will continue to fall, interest rates to rise, home prices will fall further, and commodity prices will continue to rise. Which means the economy will continue to decline.

It is too bad we don’t have many elected officials that know anything about economics and fiscal discipline.

For my2cents, I am getting tired of hearing both parties talk about how if the other candidate gets elected the economy is going to suffer. NEWS FLASH!! Our economy is headed down and we are going to suffer financially in this country regardless of who is elected. Give me elected officials who will not overspend and I will vote for them. No one is going to do this until we are forced to.