Last thing, if she buys you out, do not sign a claim deed, that only gets you off the deed but not the loan, so when she loses the house or misses payments, which is likely, your credit goes with it and you have no power to sell or do anything, it isn’t your house, just your debt, oldest trap in the book. She may try to get you to sign so she can refi and get the cash to buy you out, only sign with the actual refi lender, they have the forms and do it simultaneously in escrow, there is no need to deed it to her before hand. I wouldn’t mention it if I didn’t have buddies who fell for it. I am not sure how they all figure these things out but they either have secret meetings or there are manuals only available in the women’s bathroom, either way, switch to legal websites soon. “Marriage is grand, divorce is 40 grand.”