Both digits of my are are even numbers 🙂

My primary home took about 10 years.
It started out with a 30 year loan, and I kept refinancing them as rates went down, keeping the same payments, and then refinanced into a 15 year. Some vested stock and bonus went into paying it off along the way (my way to taking money out of the markets)..
That was a few years ago.

This last rental was on 30 year 4.25% I think it took me about 8 years. The loan was small, and I was making double payments each month from the rental income I got on the other props… I paid the remaining balance with an unexpected bonus I just got right before I am leaving my current employer. Not sure why we got one, considering our company last month was having trouble with payroll.. But I’ll take it, lol

I might have been able to stay at my current place a little longer. But it was getting to the point getting paid a lot to do very little, while at the same time being late on payroll three times.. More funding was secured but one of my execs left and then put in a good word for me that led to meeting the division president and a few other execs… and bam… got a bigger position…. It took about 2 weeks to hammer out a comp package. Comp wise, it’s a slight bump, not that much more. But title-wise, it’s a bigger step up. And the funny part about San Diego is that a lot of companies seem to care a lot about titles, unlike the bay area. Just a quick change in title, I get a completely different set of recruiters contact me with much better jobs instead of those “I got a great entry software engineer position with a starting salary of $80k!!!!” lol

I’m going to milk this unusual demand for techies as long as I can , under my terms, while the going is good.

[quote=spdrun]So making up a fancy title on Linkedin is worth it in San Diego?[/quote]

Yup, pretty much. As a techie, it’s a sad truth I didn’t want to believe. But titles at a reputable company sometimes do matter. Probably not just at San Diego, maybe not so much in Silly Valley. Assuming one isnt technically incompetent, everyone is roughly the same in terms of technical ability up to a certain point..So the next step I guess is who can put together projects or clean up other people’s messes. And it seems like these days, people call me to clean up messes others make, and pay well for doing it. And it’s not the 60+ hours I was expecting.
I think I took off whenever I wanted to, went on vacation when I wanted, worked from home when I needed to…and as long as I was sort of flexible so were they…. Almost better than consulting since during the lull of no work, I was still being paid, lol. It might have something to do with why they almost missed payroll, but hey, that wasn’t within my control….And it was a serious consideration. Should I stay and continue to do very little for a lot of benefits or leave and be more productive….Wasn’t easy…

Now titles from rinky companies probably are suspect..Im pretty sure VP at Flu Inc wouldn’t get that far. There’s a joke in China..Everyone is a Doctor…. Everyone is a Professor…. And everyone has an MBA….You worked at a hospital? You call yourself a Doctor….lol. You taught some grade school math? You call yourself a Professor…
If you work at a startup..5 of you will be VP, and the one guy doing the real work will be Principal Engineer… I use to be that idiot one guy! It was frsutrating. I was technically more competent than them, I could walk the talk, they could only talk….I know better now.. And surprisingly my QOL (quality of life) went up exponentially…It’s like I’m living episodes of The Office. Absolutely the worst thing you could do to yourself is turn down management position and let someone less technically competent manage your work. It’s almost better to be an incompetent manager that is strong technically, than to work for someone who only talks and technically incompetent..

And I am definitely not going to miss that I-5 commute across that 8 mile stretch of double fine 55mph construction zone for the next 2 years. That is the most painful thing these days, when it use to be a fun 70+ ..

[quote=scaredyclassic]I told my wife if I had no mortgage I’d relax.

She did not believe this to be true.

She said I would find other reasons to be nervous[/quote]

I am trying to find newer and more creative ways to consume my net worth on frivolous things. I think I am getting to the point where age is starting to hit me. And I am trying to do more things on my terms. And generally don’t give a hoot as much anymore.

My e-bike conversion kit arrived..Can’t wait to work on it.
.. I know. I should have just bought an ebike.

life is pretty good…