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gzz.
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May 6, 2019 at 5:25 PM #22698May 6, 2019 at 6:22 PM #812450
CoronitaParticipantHmm. interesting.. I am curious what they have up their sleeve…I like B-H, but I only bought high quality filters from them… When I bought my Canon 7D and the 28-70mm 2.8L lens, I ended up buying it from Amazon… Even with the sales tax, it was still cheaper than B&H by a few hundred.
Currently, I buy tires online for the same reasons versus say costco…
Im guessing B&H is going to give loyalty points redeemable for merchandise. When you use loyalty points to buy the next item, it would be a $0 sale.l and no sales tax. A lot of auto performance shops do that right now.
fwiw.. if you ship the item to a federal address in CA , I don’t think sales tax is collected.. IE…ship it to a military base like Miramar or ship it to an address in the Presido in NorCal….
There are also mail forwarding services….
May 6, 2019 at 7:04 PM #812451spdrun
ParticipantWhatever you pay them, someone will be paying tax on it, no matter many weirdo schemes they try. They can hide the tax in their sales prices, but at the end, it will still be paid.
Frankly, why skirt sales taxes? At least they go to useful stuff on the state level like infrastructure, public transit, healthcare, and education. I can understand being pissed about Federal taxes since the money gets wasted on wars abroad, but state tax is actually useful.
May 7, 2019 at 9:35 AM #812453NeetaT
ParticipantI try to skirt CA taxes at all cost, because all the tax money goes to bloated salaries, pensions, and social programs.
May 7, 2019 at 2:38 PM #812458
Rich ToscanoKeymaster[quote=NeetaT]I try to skirt CA taxes at all cost, because all the tax money goes to bloated salaries, pensions, and social programs.[/quote]
Please review this now-9 year old post:
https://www.piggington.com/threadjackers_will_be_persecuted_maybe_even_prosecuted
May 13, 2019 at 5:21 AM #812484Hobie
ParticipantYou called it right, flu!!
I have not read about their card interest rate, annual fees, ability to cash out, etc.But on big purchases means a ~8% return vs. a 4% cash back on current credit card.. still a better deal. However- only at that store. So you have to structure your purchase and not carry a credit.
Today we’re introducing the B&H Payboo credit card*. Use Payboo and save the tax — you pay the tax, and we pay you back instantly! When you make any taxable purchase at B&H with Payboo, you receive an immediate, instant reward equal to the sales tax you paid. And at B&H, instant means instant — no expiring points, credits, or coupons to worry about. It’s that simple. (Note: B&H will collect and remit state sales tax in accordance with state sales tax laws and regulations.)
May 13, 2019 at 10:13 AM #812485CoronitaParticipant[quote=Hobie]You called it right, flu!!
I have not read about their card interest rate, annual fees, ability to cash out, etc.But on big purchases means a ~8% return vs. a 4% cash back on current credit card.. still a better deal. However- only at that store. So you have to structure your purchase and not carry a credit.
Today we’re introducing the B&H Payboo credit card*. Use Payboo and save the tax — you pay the tax, and we pay you back instantly! When you make any taxable purchase at B&H with Payboo, you receive an immediate, instant reward equal to the sales tax you paid. And at B&H, instant means instant — no expiring points, credits, or coupons to worry about. It’s that simple. (Note: B&H will collect and remit state sales tax in accordance with state sales tax laws and regulations.)
[/quote]They probably will recoup their costs for paying the sales tax simply because a lot of people in this country carry a credit card balance.
Unrelated… Do you still use your DSLR a lot? If you do, that’s admirable. I stopped using my DSLR for some time, except really important events…Between my cell phone and my GoPro cameras, I don’t usually lug around my Canon 7D and any accompanying glass that much anymore.
October 19, 2019 at 2:00 PM #813828ParticipantUpdate: I made a purchase from BH and here is the deal. Use the Payboo card and pay no tax or use any other payment and you pay tax.
Sign up for Payboo credit card from a link on Bh. Online fast approval. Use this card to pay for your stuff.
The invoice shows merch cost, sales tax, subtotal, then a direct deduction for the sales tax amount as line item subtraction listed as Payboo card savings and the total amount you pay.
You don’t have any store credit to carry, it is a one to one instant sales tax deduction if you use this Payboo card.
Be aware of the ~20 day grace period and a 30% interest and probably steep late fee.
And… you don’t get miles points as you did if you used you own credit card.
Not plugging them but just reflection my experience how to get stuff at ‘no tax’.
November 4, 2019 at 1:11 PM #813923Hatfield
ParticipantHuh. Looks like Payboo is B&H specific. I guess they figure they can save the 2-3% that regular credit card processors charge, and they’ll make up the difference off whatever percentage of customers ends up paying 30% interest.
B&H may discover what the auto makers found out: there’s more money to be made financing cars than there is manufacturing them.
November 6, 2019 at 9:15 AM #813931gzz
ParticipantEbay as of Oct 1 also collects sales tax on all transactions shipped to CA.
Wonder if all this will swell the state budget surplus even more.
Problem with Payboo is that you have a limited number of hard inquiries and open accounts before your credit takes a hit.
The last few cards I got have all had $500+ sign up bonuses to make up for this. Any card that doesn’t offer at least $400 is a bad deal for people with good credit.
(Just got a targeted $1000 bonus offer from US Bank, highest I’ve seen. Requires $10,000 spend in 120 days, also on the high side.)
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