- This topic has 22 replies, 14 voices, and was last updated 10 years, 1 month ago by
enron_by_the_sea.
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May 25, 2014 at 5:16 AM #21093May 25, 2014 at 6:24 AM #774275
ocrenter
ParticipantI’m not much better, 3.1% this year.
But I’m not really complaining since last year it pulled in almost 28% for me. I’m sure everybody did pretty well last year too. Just average the numbers out and you won’t feel so bad. π
May 25, 2014 at 7:59 AM #774277svelte
ParticipantJust checked now.
2.69%
May 25, 2014 at 11:52 AM #774283Essbee
Participant3.46% on one account…
3.06% on another.
I have two more smaller ones, but I don’t feel like logging onto those websites to find out.May 25, 2014 at 2:37 PM #774285Coronita
ParticipantFidelity stinks… That is all π
May 25, 2014 at 2:56 PM #774286paramount
Participant2.99 as of Friday 5/23
May 25, 2014 at 3:37 PM #774288SK in CV
Participantby way of comparison, the S&P 500 is up about 2.8%. NQ and Dow 30 are pretty much flat.
May 25, 2014 at 6:54 PM #774294joec
Participant[quote=SK in CV]by way of comparison, the S&P 500 is up about 2.8%. NQ and Dow 30 are pretty much flat.[/quote]
Funny that I just updated my portfolio numbers today.
Up 3.96%
…Course, I was only up 15% last year…when the S&P last year was up 29.6%. Kid’s 529 is up 3.26% so far.
I think unless you have large concentrated positions in your portfolio, most people would be close to the averages in general…
May 25, 2014 at 11:39 PM #774301CA renter
ParticipantUp just 1.7% because I’ve positioned it in preparation for what I believe will be a crash within the next year or two.
Definitely hurts, though. π
May 26, 2014 at 12:41 AM #774302an
Participant401k – 2%
529 – 3.3%
IRA – 16.2%
Brokerage 47.25%I had a little lucky streak between February and April. Lets just hope I can manage to at least end the year with those gains. Still have a long 7 months to go.
May 26, 2014 at 3:06 PM #774336UCGal
ParticipantI wasn’t sure how to extract my contributions to get the real rate of return accurately. I took the current value, subtracted my contributions, and compared it to the value 12/31.
With that method my 401k made about 2.5%. If you start in Feb, it’s a lot better…January sucked.
My rolled IRAs did better – about 5.5% YTD.
I used the same method at the 401k for calculating 529’s… subtracted out contributions to date, then figured the gain. Not the most accurate since contributions had gain since they were added. 529’s returned 4%
May 26, 2014 at 8:19 PM #774350Coronita
ParticipantThanks folks for the feedback..Yeah, I was just curious…
The other accounts (529, rollover IRAs, individual self directed accounts) seemed to perform better this year. For whatever reason, my fidelity 401k seemed like it was just sucking wind.
Looks like everyone’s 401k is approximately equally sucking wind, so I feel better more or less, though my seem to be sucking slightly more than others.lol….
May 26, 2014 at 8:27 PM #774352Coronita
ParticipantOk, as an added bonus question.. What is everyone’s current 401k allocation (and 401k, assuming subjected to the limits of your company’s/employer’s constraints)….
I’m doing about
20% large cap,
15% mid cap,
15% small cap,
10% bonds,
20% international emerging markets,
20% cash/loan to myself…And as an second bonus question. Do you plan on rebalancing in the near future, and if so, what do you think will be doing and when? And also, are you really going to rebalance equally, or are you going to nudge things slightly one way or the other toward an class of investments?
May 27, 2014 at 8:07 AM #774405UCGal
Participant[quote=flu]Ok, as an added bonus question.. What is everyone’s current 401k allocation (and 401k, assuming subjected to the limits of your company’s/employer’s constraints)….
And as an second bonus question. Do you plan on rebalancing in the near future, and if so, what do you think will be doing and when? And also, are you really going to rebalance equally, or are you going to nudge things slightly one way or the other toward an class of investments?[/quote]
My 401k choices are less than optimum (a lot of funds with high fees – with 2 exceptions… I’m in those 2 exceptions.)
I have 30% in a stable value fund that’s paying about 2.5%. Better than any other fixed income option for me right now.
I have 70% in a Vanguard total market institutional fund.
That said – my 401k is a VERY small piece of my overall investible assets – I rolled my old 401k out to an IRA last year when my employer spun off my division and sold us. Everything else is self directed in Schwab and Fidelity accounts.
Our overall asset mix is 60% equities, 40% fixed income.
Breaking that down further:
40% large cap
10% mid cap
10% international
25% bond funds (about half short term, half total market – with some tips in there too.)
15% cash/cd’s.I rebalance whenever it’s 4-5% out of this allocation. Right now it’s holding pretty close. None are out more than 3%.
May 27, 2014 at 12:45 PM #774421Coronita
ParticipantAnother day another record close….
Shorts are getting the arses kicked…
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