You might want to check out sdlookup.com. The zip codes for the areas you mentioned would be 92131 for Scripps and 92130 for CV. Lots of good information there–PPSF/HOA Fees/Mello Roos, Schools, etc. Also, there are several great realtors on this forum, who, I’m sure, would be glad to work with you.

If you check out previous posts by SD Realtor in particular, you will note that the areas you desire are still very “sticky” with regard to
price–because they are so desirable.

We own a home in La Jolla, and, it seems, pricing is “sticky” here, too. Only time will tell to what degree prices in the most desirable areas will fall. You could always try making offers if you find something you like.