HLS, you seem pretty anti-investor. IMHO, investors will eventually be a big part of the solution, once fundamentals make sense for investors. The problem of speculators seeing housing as appreciating flipable equity was a few years ago. I don’t think it is how most investors view the situation today.

Why wouldn’t AITDs be acceptable in the right situation? you seem to suggest there is something wrong with them on principal. You think passing rules to discourage investors will get us through the train wreck quicker? I think the opposite is true.

Alienation of property should be encouraged, not restrained.