I was sympethetic till I read about the CC payments and such. They got unlucky with the illness, this is when the GOV should be encouraging workouts, when injury and illness get in the way of life. However, they had a repayment plan, and were ok with it for a few years. Good for them, all ok. Then they got greedy with the CC, and stupid with the loans. This is when the gov needs to step out. I feel bad for them, but I dont think they should get anything special that the people who lost the house origionally didnt get. (I am assuming that “at auction” means a previous foreclosure.) Maybe I am just a jerk thinking that they are not more special than the people before them.