[quote=Blogstar]Last Friday I received an email from Absolute mortgage for 2.99% something like 3.11 APR. It was a Friday only offer. I did not do any follow-up.[/quote]
I got the same one.. I think they kinda have a fluff thing going on there.
Beware absolutemortgageco.com
I locked my rate with them, paid for appraisal, then they ignored my calls and emails while my lock expired then relocked (without asking or telling me that my lender credit was $3k less even tho market rates were slightly lower than before).
For no-frills loans (conforming, W2 income, less than 80% LTV, good credit, etc), I suggest http://www.provident.com. They may or may not have the best rates (I’ve found a little better elsewhere sometimes), but you can see their actual rates online in 5 seconds, updated throughout the day. They display multiple rate-point scenarios to choose from (the “rate sheet”). Really helpful. For example, right now (12/6, 9am) they show 3.25% with a half point rebate for a plain vanilla $417K loan. I refinanced twice with them, had no problems.
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