I’ve come to the conclusion that students need to have comprehensive financial education, starting in elementary school and continuing at least through high school.

I’m doing my best to try to instill in my young ones the importance of thrift, savings and basic financial common sense. Money concerns are such a big part of life for many, and without having a basic financial base, money problems can consume one’s life. The movie “Maxed out” was a bit troubling because it highlighted that all it takes is one health catastrophe we are all vulnerable to financial meltdown. Even if you think you are well covered, all it takes is 1 major illness to exceed insurance caps. Getting insurance with a pre-existing condition is also tough