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Home › Forums › Housing › OT: What is the lowest HELOC rates you are seeing now?

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  • February 29, 2012 at 7:33 PM #19552
    Coronita
    Participant

    The lowest I can find right now is prime -.25%, with the minimum at 2% (if it ever falls that low..doubt it). And capped at 6% above prime…

    February 29, 2012 at 7:44 PM #738983
    ocrenter
    Participant

    What bank is this with?

    February 29, 2012 at 10:52 PM #739000
    enron_by_the_sea
    Participant

    And can you get it with CLTV exceeding 80%?

    March 1, 2012 at 4:21 AM #739008
    Coronita
    Participant

    credit union….And the max i can take out is 80% CLTV or $200k, which is what I need.

    Cheap money for the time being at 3%. There is a one time $500 processing fee

    I looked at schwab. They were at 4%

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