“You ask a question that no one know the answer to, that’s why you didn’t get an answer JWM.”
Bullshit….they may not know for every single client, but they know in general where it’s coming from. SDR admitted as much not that long ago in one of the other threads.

“The only info anyone know for sure is that there are people out there right now who are buying houses w/ plenty of $ down.”

But that is not the operative question now is it??? No. Why? Because the real question is whether that “unknown” source can overwhelm the onslaught of inventory on it’s way over the next couple of years and sustain the market. I think I know which way to bet on that one and it isn’t on the sideliners with cash.