i am with you. there are certainly those who are good with trading but i generally feel that a good asset allocation complemented with dollar cost averaging prevails over the long haul.
i woul think that long term housing prchases have a way of panning out aswell.
the kicker in both scenarios is you have to be able to contimue to contriute wwhen times are tough and likewise with a house you have tobe able to make the payments.
