This last bull run was built almost entirely on debt. That pool dried up along with the ability and willingness to continue to pile it on. The world of buy now, pay later is gone because later is here.
I’m just glad to maintain employment at a rate that allows me to save for a home some day.
As more and more people delay home buying prices can only fall further. As long as I stay employed I’ll be fine, but entering a recession that’s of course a bigger concern than prices not falling 50%.