Hey if it makes you happy, splurge. We are all adults. They should be aware, though, that splurging is not saving so if at the end of it all they are confused as to why there’s no money, THEN I would question their sanity. The same goes if you’re buying fancy jeans and other luxuries while you are not feeding yourself or your family properly. But if you feel happy having a negative or 0 net worth then so be it.

I hope when I die my net worth is 0 or a huge, negative number. That is, unless I have children. But I sure as hell wouldn’t spend extra money on fancy jeans or handbags or anything like that… I’d rather wear trashy jeans and spend money on travel!