Also- another collective misunderstand is the market vs a house. It just needs to be explicitly stated that you really can’t make any generalizations about a particular house from the market data… it’s racist, or house-ist, or something like that. The *market* is down N% — this information may have no significace to a particular house. You can’t live in a housing market, you live in a house. Or you rent. Or you squat. Tra la la la la.