You obviously spent a lot of time saving/investing wisely. There are a couple of reasons why I stopped trying to do things "myself". Time, and knowledge.
There are three things I say one should never skimp on:
1) Legal advice
2) Insurance (particularly liability/umbrella).
3) Medical advice.
As such, my grandpa (who was a politician) always reminded me to have three friends or relatives: a lawyer, a banker/investment advisor, a doctor. (I'm 1 for 3 right now).
