From mid 5’s to mid to high 6’s depending on the loan product and probably still further creep to go, though this is hardly creep. Fixed 30 yr Jumbos are already over 7%.

I am not necessarily out of the market. It just forces me to be even more agressive with offers and sellers, and creative, to inject more downside protection. It also forces me to put even more down, so I can preserve equity to refinance.

Rates could go even higher after all. I would not be surprised if they went to near 8% like they were about 8 years ago.