Washington Mutual was just rated down to BB rating. If a bank fails, I know the FDIC will insure against it up to $100k. With the way the gov’t has handled other problems (like FEMA), I could see delays, errors, or headaches if your bank does go under. Eventually it will get worked out, but I’d rather not have to deal with that.

So if there are banks that are well capitalized or “safe” — or perhaps safer than others, I was wondering which they were.