“I’ll tell you what I’m NOT feeling… interest income in my savings accounts.”

I hear ya. 6 months ago I got 5.50% APY this week it’s rolling over to 3.50%. They have a 5 month for 3.75%. Best CD rate I saw on bankrate was 3.90 from La Jolla Bank. Most of the local rates were worse, much worse. 🙁 I got nothin’ to convince them to bump it up, really. It’s not worth it to me to pull our money for .15