“What’s the freaking difference except that the bank was your landlord?”

The difference is that I was able to use the house payments as a tax writeoff when the bank is my landlord as compared to someone else.

Not once have I even thought that this is someone else’s fault. I’m just trying to figure out what I need to do. I can continue to make these high mortgage payments, I just don’t want to be stupid and throw money away.

I do appreciate the helpful opinions that most of you have provided.