Renting – NOD filed – Piggington's Econo-Almanac

This topic has 85 replies, 12 voices, and was last updated 15 years, 10 months ago by mwtosd.

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January 28, 2009 at 10:25 PM #14934

djc
Participant

So, I noticed some mail showing up at the house about “helping homeowners”, etc., etc, along with a note in my mailbox (which I check once every never 🙂 ) from the Post Office about some certified mail waiting at the Post Office for the landlord. I dig up the link for public record lookups (Thanks TG!) and not surprisingly, a NOD was filed on 12/12 in the landlord’s name and I assume it is my residence.

My question to those in the know, how long do I have before I should expect to move? I know a NOD does not guarantee the house will go to trustee sale and/or go back to the back, but I suspect it will.

Thanks!

January 29, 2009 at 3:28 PM #338327

gn
Participant

Usually, the lender sends out a NOD 3 months after the owner missed a payment. And 3 months after that, the NOT (notice of trustee sale) is filed, and then the court house auction is scheduled about a month later.

So, you are looking at 4/1009 for the house to be foreclosed. Now aday with lenders inundated with foreclosures, they may take longer to foreclose.

January 29, 2009 at 3:28 PM #338869

gn
Participant

Usually, the lender sends out a NOD 3 months after the owner missed a payment. And 3 months after that, the NOT (notice of trustee sale) is filed, and then the court house auction is scheduled about a month later.

So, you are looking at 4/1009 for the house to be foreclosed. Now aday with lenders inundated with foreclosures, they may take longer to foreclose.

January 29, 2009 at 3:28 PM #338778

gn
Participant

Usually, the lender sends out a NOD 3 months after the owner missed a payment. And 3 months after that, the NOT (notice of trustee sale) is filed, and then the court house auction is scheduled about a month later.

So, you are looking at 4/1009 for the house to be foreclosed. Now aday with lenders inundated with foreclosures, they may take longer to foreclose.

January 29, 2009 at 3:28 PM #338656

gn
Participant

Usually, the lender sends out a NOD 3 months after the owner missed a payment. And 3 months after that, the NOT (notice of trustee sale) is filed, and then the court house auction is scheduled about a month later.

So, you are looking at 4/1009 for the house to be foreclosed. Now aday with lenders inundated with foreclosures, they may take longer to foreclose.

January 29, 2009 at 3:28 PM #338750

gn
Participant

Usually, the lender sends out a NOD 3 months after the owner missed a payment. And 3 months after that, the NOT (notice of trustee sale) is filed, and then the court house auction is scheduled about a month later.

So, you are looking at 4/1009 for the house to be foreclosed. Now aday with lenders inundated with foreclosures, they may take longer to foreclose.

January 29, 2009 at 4:46 PM #338818

DWCAP
Participant

Call the LL, tell them you noticed that mixed in with your mail was some stuff about help for homeowners, and is everything ok. Hopefully they will be straight with you about it and then you can know what the plans are. If not then be prepared to move quick and plan on ending your lease as soon as it is up.
Give them a chance to come clean and do the right thing. Maybe they have a plan or something else you should know that they wont share unless asked.

January 29, 2009 at 4:46 PM #338909

DWCAP
Participant

Call the LL, tell them you noticed that mixed in with your mail was some stuff about help for homeowners, and is everything ok. Hopefully they will be straight with you about it and then you can know what the plans are. If not then be prepared to move quick and plan on ending your lease as soon as it is up.
Give them a chance to come clean and do the right thing. Maybe they have a plan or something else you should know that they wont share unless asked.

January 29, 2009 at 4:46 PM #338790

DWCAP
Participant

Call the LL, tell them you noticed that mixed in with your mail was some stuff about help for homeowners, and is everything ok. Hopefully they will be straight with you about it and then you can know what the plans are. If not then be prepared to move quick and plan on ending your lease as soon as it is up.
Give them a chance to come clean and do the right thing. Maybe they have a plan or something else you should know that they wont share unless asked.

January 29, 2009 at 4:46 PM #338696

DWCAP
Participant

Call the LL, tell them you noticed that mixed in with your mail was some stuff about help for homeowners, and is everything ok. Hopefully they will be straight with you about it and then you can know what the plans are. If not then be prepared to move quick and plan on ending your lease as soon as it is up.
Give them a chance to come clean and do the right thing. Maybe they have a plan or something else you should know that they wont share unless asked.

January 29, 2009 at 4:46 PM #338367

DWCAP
Participant

Call the LL, tell them you noticed that mixed in with your mail was some stuff about help for homeowners, and is everything ok. Hopefully they will be straight with you about it and then you can know what the plans are. If not then be prepared to move quick and plan on ending your lease as soon as it is up.
Give them a chance to come clean and do the right thing. Maybe they have a plan or something else you should know that they wont share unless asked.

January 29, 2009 at 5:35 PM #338741

LAAFTERHOURS
Participant

Can you provide that link to me – public record link?

January 29, 2009 at 5:35 PM #338955

LAAFTERHOURS
Participant

Can you provide that link to me – public record link?

January 29, 2009 at 5:35 PM #338412

LAAFTERHOURS
Participant

Can you provide that link to me – public record link?

January 29, 2009 at 5:35 PM #338863

LAAFTERHOURS
Participant

Can you provide that link to me – public record link?
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