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  • January 15, 2009 at 11:34 AM #14842
    Blissful Ignoramus
    Participant

    My wife (due to a parking ticket she didn’t know about going to collection in 2002) has a Transunion credit score 90 points lower than the other two. Mine are all three within about 30 points. Other than the one low one of my wife’s, they’re all in the 780s/790s.

    How do mortgage lenders look at that? Do they average across the three scores? Take the lowest score? The highest?

    Thanks!

    January 15, 2009 at 11:37 AM #329316
    waterboy
    Participant

    I would think they avg the three but I also have the same question. To add to it, if 2 people are on loan do they avg all 6 scores? Thanks

    January 15, 2009 at 11:37 AM #329840
    waterboy
    Participant

    I would think they avg the three but I also have the same question. To add to it, if 2 people are on loan do they avg all 6 scores? Thanks

    January 15, 2009 at 11:37 AM #329756
    waterboy
    Participant

    I would think they avg the three but I also have the same question. To add to it, if 2 people are on loan do they avg all 6 scores? Thanks

    January 15, 2009 at 11:37 AM #329729
    waterboy
    Participant

    I would think they avg the three but I also have the same question. To add to it, if 2 people are on loan do they avg all 6 scores? Thanks

    January 15, 2009 at 11:37 AM #329658
    waterboy
    Participant

    I would think they avg the three but I also have the same question. To add to it, if 2 people are on loan do they avg all 6 scores? Thanks

    January 15, 2009 at 11:38 AM #329668
    (former)FormerSanDiegan
    Participant

    “How do mortgage lenders look at that? Do they average across the three scores? Take the lowest score? The highest? ”

    None of these.

    They typically use the median (the middle score)

    January 15, 2009 at 11:38 AM #329739
    (former)FormerSanDiegan
    Participant

    “How do mortgage lenders look at that? Do they average across the three scores? Take the lowest score? The highest? ”

    None of these.

    They typically use the median (the middle score)

    January 15, 2009 at 11:38 AM #329766
    (former)FormerSanDiegan
    Participant

    “How do mortgage lenders look at that? Do they average across the three scores? Take the lowest score? The highest? ”

    None of these.

    They typically use the median (the middle score)

    January 15, 2009 at 11:38 AM #329326
    (former)FormerSanDiegan
    Participant

    “How do mortgage lenders look at that? Do they average across the three scores? Take the lowest score? The highest? ”

    None of these.

    They typically use the median (the middle score)

    January 15, 2009 at 11:38 AM #329850
    (former)FormerSanDiegan
    Participant

    “How do mortgage lenders look at that? Do they average across the three scores? Take the lowest score? The highest? ”

    None of these.

    They typically use the median (the middle score)

    January 15, 2009 at 12:13 PM #329673
    Blissful Ignoramus
    Participant

    [quote=FormerSanDiegan]”How do mortgage lenders look at that? Do they average across the three scores? Take the lowest score? The highest? ”

    None of these.

    They typically use the median (the middle score)[/quote]

    Good news. Thanks!

    January 15, 2009 at 12:13 PM #329744
    Blissful Ignoramus
    Participant

    [quote=FormerSanDiegan]”How do mortgage lenders look at that? Do they average across the three scores? Take the lowest score? The highest? ”

    None of these.

    They typically use the median (the middle score)[/quote]

    Good news. Thanks!

    January 15, 2009 at 12:13 PM #329331
    Blissful Ignoramus
    Participant

    [quote=FormerSanDiegan]”How do mortgage lenders look at that? Do they average across the three scores? Take the lowest score? The highest? ”

    None of these.

    They typically use the median (the middle score)[/quote]

    Good news. Thanks!

    January 15, 2009 at 12:13 PM #329771
    Blissful Ignoramus
    Participant

    [quote=FormerSanDiegan]”How do mortgage lenders look at that? Do they average across the three scores? Take the lowest score? The highest? ”

    None of these.

    They typically use the median (the middle score)[/quote]

    Good news. Thanks!

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