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  • August 28, 2008 at 4:48 AM #13677
    ralphaze
    Participant

    Down payment hedging

    I want to buy a house in Houston or Dallas a year from now. I have the money for the down payment right now, but other circumstances keep me from buying the house now.

    I have a gut feeling that housing prices will go up in Houston or Dallas this coming year, while it will continue to decline in other US markets.

    I would like to hedge my down payment money, but I am not sure how to do it. I’ve looked into some REITs, but all of them seem to have an overly diversified portfolio with investments in markets about which I don’t really have a good gut feeling.

    Does anyone have any idea how can I do this hedging?

    Thanks

    August 28, 2008 at 9:13 AM #262701
    peterb
    Participant

    If it’s Houston you’re interested in, I would go with oil. Since I think that’s what’s kicking the place in gear right now. Besides, oil is probably the best bet right now for almost any investment.

    August 28, 2008 at 9:13 AM #263002
    peterb
    Participant

    If it’s Houston you’re interested in, I would go with oil. Since I think that’s what’s kicking the place in gear right now. Besides, oil is probably the best bet right now for almost any investment.

    August 28, 2008 at 9:13 AM #262908
    peterb
    Participant

    If it’s Houston you’re interested in, I would go with oil. Since I think that’s what’s kicking the place in gear right now. Besides, oil is probably the best bet right now for almost any investment.

    August 28, 2008 at 9:13 AM #262914
    peterb
    Participant

    If it’s Houston you’re interested in, I would go with oil. Since I think that’s what’s kicking the place in gear right now. Besides, oil is probably the best bet right now for almost any investment.

    August 28, 2008 at 9:13 AM #262966
    peterb
    Participant

    If it’s Houston you’re interested in, I would go with oil. Since I think that’s what’s kicking the place in gear right now. Besides, oil is probably the best bet right now for almost any investment.

    August 28, 2008 at 9:23 AM #262919
    (former)FormerSanDiegan
    Participant

    I agree with peterb on this one. Although I would not expect a huge spike in prices in either Dallas or Houston, your best bet for hedging against one is oil, (more so for Houston than Dallas).

    But in reality, I would not expect anything more than 5% price increases in these areas for typical starter homes.

    August 28, 2008 at 9:23 AM #263008
    (former)FormerSanDiegan
    Participant

    I agree with peterb on this one. Although I would not expect a huge spike in prices in either Dallas or Houston, your best bet for hedging against one is oil, (more so for Houston than Dallas).

    But in reality, I would not expect anything more than 5% price increases in these areas for typical starter homes.

    August 28, 2008 at 9:23 AM #262971
    (former)FormerSanDiegan
    Participant

    I agree with peterb on this one. Although I would not expect a huge spike in prices in either Dallas or Houston, your best bet for hedging against one is oil, (more so for Houston than Dallas).

    But in reality, I would not expect anything more than 5% price increases in these areas for typical starter homes.

    August 28, 2008 at 9:23 AM #262913
    (former)FormerSanDiegan
    Participant

    I agree with peterb on this one. Although I would not expect a huge spike in prices in either Dallas or Houston, your best bet for hedging against one is oil, (more so for Houston than Dallas).

    But in reality, I would not expect anything more than 5% price increases in these areas for typical starter homes.

    August 28, 2008 at 9:23 AM #262707
    (former)FormerSanDiegan
    Participant

    I agree with peterb on this one. Although I would not expect a huge spike in prices in either Dallas or Houston, your best bet for hedging against one is oil, (more so for Houston than Dallas).

    But in reality, I would not expect anything more than 5% price increases in these areas for typical starter homes.

    August 28, 2008 at 9:28 AM #262924
    peterb
    Participant

    I’ve heard the TX in general did not experience much, if any, RE bubble in the last 5 years. So, you’re probably pretty safe in regards to RE price hikes…especially in light of what’s going on with funding aspect of RE at this time.
    I’ve heard Alaska is doing quite well these days, too. Gotta love those natural resources.

    August 28, 2008 at 9:28 AM #262918
    peterb
    Participant

    I’ve heard the TX in general did not experience much, if any, RE bubble in the last 5 years. So, you’re probably pretty safe in regards to RE price hikes…especially in light of what’s going on with funding aspect of RE at this time.
    I’ve heard Alaska is doing quite well these days, too. Gotta love those natural resources.

    August 28, 2008 at 9:28 AM #262976
    peterb
    Participant

    I’ve heard the TX in general did not experience much, if any, RE bubble in the last 5 years. So, you’re probably pretty safe in regards to RE price hikes…especially in light of what’s going on with funding aspect of RE at this time.
    I’ve heard Alaska is doing quite well these days, too. Gotta love those natural resources.

    August 28, 2008 at 9:28 AM #262711
    peterb
    Participant

    I’ve heard the TX in general did not experience much, if any, RE bubble in the last 5 years. So, you’re probably pretty safe in regards to RE price hikes…especially in light of what’s going on with funding aspect of RE at this time.
    I’ve heard Alaska is doing quite well these days, too. Gotta love those natural resources.

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