I guess I do not see any immediate reasons why you are pressing so hard to purchase at the moment. Most people who are in need of a home for purchase do so because of family needs, school districts, and other issues that generally are not applicable to young single males.
As a Scripps resident and a future buyer I understand your frustration with the current prices so you really have nothing to lose by waiting. Also no this is not central to San Diego. Ideally Carmel Valley is kind of central to San Diego county activity but central San Diego is considered North Park, Normal Heights, etc… which is a vastly different experience then Scripps, Rancho P, and CV.
Absolutely if I were in your shoes I would wait if you can. That said I do know of someone who is very close to your age (overall demographic) and he is closing escrow in a few days. He lowballed a home in Clairemont and they accepted. So… go figure.
