I never used this kind of service, so couldn’t comment on the service level. However I want to mention, there is no cost to freeze your own credit report. Just write request letters to the 3 agencies (TU, Experian, Equifax)

I never used this kind of service, so couldn’t comment on the service level. However I want to mention, there is no cost to freeze your own credit report. Just write request letters to the 3 agencies (TU, Experian, Equifax)

I could be wrong. I think these services allows you to lock and unlock your credit report with in hours if not minutes. If you do not have these services, it is not recommended to have your credit lock-out.

I am using a credit monitoring service from one of the three credit agencies. All I can tell you is that they are more likely to help your credit problem in your favor and probably faster than none-paying customers if you ever have one.

I could be wrong. I think these services allows you to lock and unlock your credit report with in hours if not minutes. If you do not have these services, it is not recommended to have your credit lock-out.

I am using a credit monitoring service from one of the three credit agencies. All I can tell you is that they are more likely to help your credit problem in your favor and probably faster than none-paying customers if you ever have one.

I could be wrong. I think these services allows you to lock and unlock your credit report with in hours if not minutes. If you do not have these services, it is not recommended to have your credit lock-out.

I am using a credit monitoring service from one of the three credit agencies. All I can tell you is that they are more likely to help your credit problem in your favor and probably faster than none-paying customers if you ever have one.

No i don't use them, but as a CA resident, you can freeze your own credit files yourself for a $10 fee per each of the three credit agencies.

It's sort of a hassle, but how often do you need to open your credit file anyway? Experian allows you to unlock your credit file within a 24 hr period, and you can specify how long you want the credit file to be open.

http://www.oispp.ca.gov/consumer_privacy/consumer/documents/html/cis10english.asp

[img_assist|nid=5962|title=selfportrait|desc=|link=node|align=left|width=100|height=80]

—– Sour grapes for everyone!

No i don't use them, but as a CA resident, you can freeze your own credit files yourself for a $10 fee per each of the three credit agencies.

It's sort of a hassle, but how often do you need to open your credit file anyway? Experian allows you to unlock your credit file within a 24 hr period, and you can specify how long you want the credit file to be open.

http://www.oispp.ca.gov/consumer_privacy/consumer/documents/html/cis10english.asp

[img_assist|nid=5962|title=selfportrait|desc=|link=node|align=left|width=100|height=80]

—– Sour grapes for everyone!