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Home › Forums › Other › Poll: ESPP participants. Do you typically take the money and run or hold for cap gaps treatment.

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  • December 20, 2007 at 1:21 PM #11277
    Coronita
    Participant

    This is a poll/question for people that work at a company with an employee stock purchase plan. Some companies offers you the ability to use after tax dollars to purchase up to 15% of your gross salary in the company's stock at 20% discount. You then have a choice to sell right away or hold on.

     

    I'm curious. For those of you that participate in your employer sponsored plan. Do you guys actually try to hold on for the long term cap gains, or do you ditch them the moment you can, security at 20% gain? In the past I've been a proponent of taking the 20% gain and paying income taxes, as I didn't trust the companies I worked at to keep up their stock. I now work at a company where the stock doesn't move that quickly one way or the other. Coupled with getting hit with a pretty high tax rate for 2007, I'm thinking of at least deferring till next year. 

    20% returns already seems pretty decent to me, as it doesn't seem like the markets I can really do better than this. 

     

     

     

    December 20, 2007 at 1:26 PM #121583
    Coronita
    Participant

    I'm smoking crack today. Double checking my current plan, the contribution is 10% gross, and the stock discount is 15%. Never mind. Why did I think 15%/20% is beyond me.

    Poll still applies though. Dump or hold on? 

    December 20, 2007 at 1:26 PM #121726
    Coronita
    Participant

    I'm smoking crack today. Double checking my current plan, the contribution is 10% gross, and the stock discount is 15%. Never mind. Why did I think 15%/20% is beyond me.

    Poll still applies though. Dump or hold on? 

    December 20, 2007 at 1:26 PM #121752
    Coronita
    Participant

    I'm smoking crack today. Double checking my current plan, the contribution is 10% gross, and the stock discount is 15%. Never mind. Why did I think 15%/20% is beyond me.

    Poll still applies though. Dump or hold on? 

    December 20, 2007 at 1:26 PM #121804
    Coronita
    Participant

    I'm smoking crack today. Double checking my current plan, the contribution is 10% gross, and the stock discount is 15%. Never mind. Why did I think 15%/20% is beyond me.

    Poll still applies though. Dump or hold on? 

    December 20, 2007 at 1:26 PM #121826
    Coronita
    Participant

    I'm smoking crack today. Double checking my current plan, the contribution is 10% gross, and the stock discount is 15%. Never mind. Why did I think 15%/20% is beyond me.

    Poll still applies though. Dump or hold on? 

    December 20, 2007 at 1:41 PM #121592
    Dukehorn
    Participant

    Hold if you think there’s some decent advancements over the next few years in the company that’ll contribute to an increase in stock price. Dump if you have no clue.

    Unless the money is going for some sure thing (such as google or real estate :D), why not stockpile some stock in your company?

    That being said, I just went in-house so I won’t be facing this decision till next year.

    December 20, 2007 at 1:41 PM #121736
    Dukehorn
    Participant

    Hold if you think there’s some decent advancements over the next few years in the company that’ll contribute to an increase in stock price. Dump if you have no clue.

    Unless the money is going for some sure thing (such as google or real estate :D), why not stockpile some stock in your company?

    That being said, I just went in-house so I won’t be facing this decision till next year.

    December 20, 2007 at 1:41 PM #121762
    Dukehorn
    Participant

    Hold if you think there’s some decent advancements over the next few years in the company that’ll contribute to an increase in stock price. Dump if you have no clue.

    Unless the money is going for some sure thing (such as google or real estate :D), why not stockpile some stock in your company?

    That being said, I just went in-house so I won’t be facing this decision till next year.

    December 20, 2007 at 1:41 PM #121814
    Dukehorn
    Participant

    Hold if you think there’s some decent advancements over the next few years in the company that’ll contribute to an increase in stock price. Dump if you have no clue.

    Unless the money is going for some sure thing (such as google or real estate :D), why not stockpile some stock in your company?

    That being said, I just went in-house so I won’t be facing this decision till next year.

    December 20, 2007 at 1:41 PM #121835
    Dukehorn
    Participant

    Hold if you think there’s some decent advancements over the next few years in the company that’ll contribute to an increase in stock price. Dump if you have no clue.

    Unless the money is going for some sure thing (such as google or real estate :D), why not stockpile some stock in your company?

    That being said, I just went in-house so I won’t be facing this decision till next year.

    December 20, 2007 at 1:53 PM #121597
    sd_bear
    Participant

    I can contribute 10% gross salary for a 15% discount.

    Personally I always sell the ESPP immediately (assuming we aren’t in a blackout period). The way I see it, that 10% is my salary, and I don’t want to mess around with it and possibly end up making less than what I would have made had I not been in the ESPP at all. Luckily the stock more than doubled from the purchase price so I made out like a bandit anyway.

    My stock options, however, I hold on to. Since it’s money I never had to begin with I’m much more comfortable taking a risk with it.

    December 20, 2007 at 1:53 PM #121741
    sd_bear
    Participant

    I can contribute 10% gross salary for a 15% discount.

    Personally I always sell the ESPP immediately (assuming we aren’t in a blackout period). The way I see it, that 10% is my salary, and I don’t want to mess around with it and possibly end up making less than what I would have made had I not been in the ESPP at all. Luckily the stock more than doubled from the purchase price so I made out like a bandit anyway.

    My stock options, however, I hold on to. Since it’s money I never had to begin with I’m much more comfortable taking a risk with it.

    December 20, 2007 at 1:53 PM #121767
    sd_bear
    Participant

    I can contribute 10% gross salary for a 15% discount.

    Personally I always sell the ESPP immediately (assuming we aren’t in a blackout period). The way I see it, that 10% is my salary, and I don’t want to mess around with it and possibly end up making less than what I would have made had I not been in the ESPP at all. Luckily the stock more than doubled from the purchase price so I made out like a bandit anyway.

    My stock options, however, I hold on to. Since it’s money I never had to begin with I’m much more comfortable taking a risk with it.

    December 20, 2007 at 1:53 PM #121819
    sd_bear
    Participant

    I can contribute 10% gross salary for a 15% discount.

    Personally I always sell the ESPP immediately (assuming we aren’t in a blackout period). The way I see it, that 10% is my salary, and I don’t want to mess around with it and possibly end up making less than what I would have made had I not been in the ESPP at all. Luckily the stock more than doubled from the purchase price so I made out like a bandit anyway.

    My stock options, however, I hold on to. Since it’s money I never had to begin with I’m much more comfortable taking a risk with it.

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