Anica Welch, it is the only occupation she has ever had, and I have done about 20 loans with her. She is as straight forward and honest as they get.

If you decide to call her, use my name as a referral. She does not take on alot of new clients without a referral of some kind. 949-859-0808 is her office number. I know that Adam ( SD Realtor ) is working with her after dealing with her during my last home purchase, where he represented me.

She refuses to take on marginal clients, but has always gotten me the lowest rates I could ever find and prefers doing no cost loans. She does not need the money at this point in her life, so she picks her clients versus just dealing with anyone.