Thanks New_Renter I will take that on as an option for security purposes.

But more directly to my original question is there any risk which I should be concerned with the current Money Market account which I am invested in?

Also what is everyone else doing with their money? I am a novice when it comes to investing and am smart enough to know that a savings account won’t cut it but not savvy enough to walk into investing with the DOW and S&P all over the map and the subprime problem finally getting the notice it deserves. My gut tells me to sit on the sidelines until this cools off, but are there any other safe investments out there short of T-Bills and CD’s?