I recall a thread "free money" posted here recently. It was about how people at a kmart trampled on each other because they found out that you could get an instant $4000 unconditional "CREDIT" if anyone applied. People jumped on it like there was no tomorrow.

$4000. That's pretty pathetic.

The way I look at it, at any point in time there are people putting money into a pot(spending) and people taking money out of a pot(earning/saving/investing). You need people to put money into the pot so you can take money out of the pot. If everyone were just savers, this economy wouldn't move, because everyone would want to take moeny out of the pot to save or invest- we'd all be screwed. Fortunately, there are far more people putting money into a pot then taking out from it. Although the never of people taking money out of the pot are now more global (IE china, india,etc).