I will be moving to San Diego / Sun Diego / San Dog in April 2008. I plan on renting and in doing so, I plan on low-balling desperate owners by offering them 1yrs worth of rent up front at a severe discount to me. I believe some people would go for this because up front money talks. For example; If the rent is $2,000.00 a month, I will offer $1,800.00 per month x 12 up front. That would be like earning 10% tax free. They may take the money and try to invest it and make up the 10% not guaranteed and be taxed.

I am not really worried about the risk of losing up front money. I will just sue the person for more or threaten to sue the bank that owns the house.