Sure the right to a lawyer is a good one, but free speach is a better one. Since the wife lost her job, she has some time on her hands. She needs to make a big sign that says “I signed a contract, lost my job and they are keeping the deposit, don’t give them any money!” or something to that effect, maybe even just say, “didn’t qualify for the loan and they are keeping the deposit” or something generic but true. Then stand in front of the models on the sidewalk(not blocking access), holding or wearing that sign on weekends. After a few hours, if they approach her, have her tell them that by returning her deposit she will stop, but next wekend she will be notifying local media, they love that stuff and that picture will be in the paper. There is no way they can get a restraining order and the cops will let her be, it has been court tested by the labor unions. I bet they have the money back in a week.