I agree with you guys about timing. I’ll be waiting at least six months before I buy. I’ve read some people saying that 2000-01 prices are possible. It certainly looks like it but we’ll see. I started this thread to hear from some people with experience.

The loan broker at Wells told me that I can add a conventional loan to cover what the VA may not cover (here I’m thinking of the 2nd property down the road). I.e. If I want to buy a 2nd property at 300k and the VA will only cover 100k then I can get a conventional for 200k or vice versa. Am I understanding that right?

I’m assuming the loan restrictions would at this point be more restrictive than that.