[yellow8yellowm]

Here is an sports analogy I really like that makes sense of this question:

You become a winner not on the playing field but on the practice field. No matter how hard you try and no matter how much desire you have win, it means nothing if you only do it on game day.

Back to the original question…If you love your country you will do much more than just “not vote”. If you are upset with the party system, fight it before the election. Volunteer for the libertarian party, etc, but do it before election day and do it before the election year.

If you really have no opinion and don’t care to form one, then don’t vote. But if you think McCain will help this country more than Obama (or vice versa) and you don’t vote just to prove a point, then you are definitely unpatriotic. You are too lazy to try spend some the time and do some work to change the system so instead you decide to sit at home and detach yourself from your country.

[yellow8yellowm]

Here is an sports analogy I really like that makes sense of this question:

You become a winner not on the playing field but on the practice field. No matter how hard you try and no matter how much desire you have win, it means nothing if you only do it on game day.

Back to the original question…If you love your country you will do much more than just “not vote”. If you are upset with the party system, fight it before the election. Volunteer for the libertarian party, etc, but do it before election day and do it before the election year.

If you really have no opinion and don’t care to form one, then don’t vote. But if you think McCain will help this country more than Obama (or vice versa) and you don’t vote just to prove a point, then you are definitely unpatriotic. You are too lazy to try spend some the time and do some work to change the system so instead you decide to sit at home and detach yourself from your country.

[yellow8yellowm]

Here is an sports analogy I really like that makes sense of this question:

You become a winner not on the playing field but on the practice field. No matter how hard you try and no matter how much desire you have win, it means nothing if you only do it on game day.

Back to the original question…If you love your country you will do much more than just “not vote”. If you are upset with the party system, fight it before the election. Volunteer for the libertarian party, etc, but do it before election day and do it before the election year.

If you really have no opinion and don’t care to form one, then don’t vote. But if you think McCain will help this country more than Obama (or vice versa) and you don’t vote just to prove a point, then you are definitely unpatriotic. You are too lazy to try spend some the time and do some work to change the system so instead you decide to sit at home and detach yourself from your country.

[yellow8yellowm]

Here is an sports analogy I really like that makes sense of this question:

You become a winner not on the playing field but on the practice field. No matter how hard you try and no matter how much desire you have win, it means nothing if you only do it on game day.

Back to the original question…If you love your country you will do much more than just “not vote”. If you are upset with the party system, fight it before the election. Volunteer for the libertarian party, etc, but do it before election day and do it before the election year.

If you really have no opinion and don’t care to form one, then don’t vote. But if you think McCain will help this country more than Obama (or vice versa) and you don’t vote just to prove a point, then you are definitely unpatriotic. You are too lazy to try spend some the time and do some work to change the system so instead you decide to sit at home and detach yourself from your country.

[yellow8yellowm]

Here is an sports analogy I really like that makes sense of this question:

You become a winner not on the playing field but on the practice field. No matter how hard you try and no matter how much desire you have win, it means nothing if you only do it on game day.

Back to the original question…If you love your country you will do much more than just “not vote”. If you are upset with the party system, fight it before the election. Volunteer for the libertarian party, etc, but do it before election day and do it before the election year.

If you really have no opinion and don’t care to form one, then don’t vote. But if you think McCain will help this country more than Obama (or vice versa) and you don’t vote just to prove a point, then you are definitely unpatriotic. You are too lazy to try spend some the time and do some work to change the system so instead you decide to sit at home and detach yourself from your country.

[yellow8yellowm]

Here are the facts of the deal to set everything straight (hopefully). By the way I really appreciate your help…

1. Offer was submitted to seller and seller signed and accepted offer.
2. Seller changed listing to pending and has not seen another offer since. I don’t know why but they seem to like us…
3. Listing agents has been working with the lender since mid July to get them to accept the short sale.
4. On Sept 2 the listing agent submitted our original July dated seller-accepted contract to escrow agent (still no formal acceptance from lender).
5. On Sept 4 bank tells listing agent that they will not pay for termite repairs. We told our agent that this is not acceptable. Listing agent is now trying to get the bank to pay.

So SDRealtor you believe that we should have either offered 5-10K less knowing that there might be repairs needed or at least write in a credit into the contract in case of repairs? I never thought that this would matter over termite repairs because I thought it was completely required and non-negotiable. I thought other repairs were negotiable such as fixing some plumbing or broken fixtures, but not this. Wish us luck.

Even if all does not go well there are some nice places that have now dropped 25-50K in listing price in Escondido since July when we kind of stopped looking. I’m not so worried if we lose the deal but it would be nice if they ponied up the 5K and we could close it.

[yellow8yellowm]

Here are the facts of the deal to set everything straight (hopefully). By the way I really appreciate your help…

1. Offer was submitted to seller and seller signed and accepted offer.
2. Seller changed listing to pending and has not seen another offer since. I don’t know why but they seem to like us…
3. Listing agents has been working with the lender since mid July to get them to accept the short sale.
4. On Sept 2 the listing agent submitted our original July dated seller-accepted contract to escrow agent (still no formal acceptance from lender).
5. On Sept 4 bank tells listing agent that they will not pay for termite repairs. We told our agent that this is not acceptable. Listing agent is now trying to get the bank to pay.

So SDRealtor you believe that we should have either offered 5-10K less knowing that there might be repairs needed or at least write in a credit into the contract in case of repairs? I never thought that this would matter over termite repairs because I thought it was completely required and non-negotiable. I thought other repairs were negotiable such as fixing some plumbing or broken fixtures, but not this. Wish us luck.

Even if all does not go well there are some nice places that have now dropped 25-50K in listing price in Escondido since July when we kind of stopped looking. I’m not so worried if we lose the deal but it would be nice if they ponied up the 5K and we could close it.

[yellow8yellowm]

Here are the facts of the deal to set everything straight (hopefully). By the way I really appreciate your help…

1. Offer was submitted to seller and seller signed and accepted offer.
2. Seller changed listing to pending and has not seen another offer since. I don’t know why but they seem to like us…
3. Listing agents has been working with the lender since mid July to get them to accept the short sale.
4. On Sept 2 the listing agent submitted our original July dated seller-accepted contract to escrow agent (still no formal acceptance from lender).
5. On Sept 4 bank tells listing agent that they will not pay for termite repairs. We told our agent that this is not acceptable. Listing agent is now trying to get the bank to pay.

So SDRealtor you believe that we should have either offered 5-10K less knowing that there might be repairs needed or at least write in a credit into the contract in case of repairs? I never thought that this would matter over termite repairs because I thought it was completely required and non-negotiable. I thought other repairs were negotiable such as fixing some plumbing or broken fixtures, but not this. Wish us luck.

Even if all does not go well there are some nice places that have now dropped 25-50K in listing price in Escondido since July when we kind of stopped looking. I’m not so worried if we lose the deal but it would be nice if they ponied up the 5K and we could close it.

[yellow8yellowm]

Here are the facts of the deal to set everything straight (hopefully). By the way I really appreciate your help…

1. Offer was submitted to seller and seller signed and accepted offer.
2. Seller changed listing to pending and has not seen another offer since. I don’t know why but they seem to like us…
3. Listing agents has been working with the lender since mid July to get them to accept the short sale.
4. On Sept 2 the listing agent submitted our original July dated seller-accepted contract to escrow agent (still no formal acceptance from lender).
5. On Sept 4 bank tells listing agent that they will not pay for termite repairs. We told our agent that this is not acceptable. Listing agent is now trying to get the bank to pay.

So SDRealtor you believe that we should have either offered 5-10K less knowing that there might be repairs needed or at least write in a credit into the contract in case of repairs? I never thought that this would matter over termite repairs because I thought it was completely required and non-negotiable. I thought other repairs were negotiable such as fixing some plumbing or broken fixtures, but not this. Wish us luck.

Even if all does not go well there are some nice places that have now dropped 25-50K in listing price in Escondido since July when we kind of stopped looking. I’m not so worried if we lose the deal but it would be nice if they ponied up the 5K and we could close it.

[yellow8yellowm]

Here are the facts of the deal to set everything straight (hopefully). By the way I really appreciate your help…

1. Offer was submitted to seller and seller signed and accepted offer.
2. Seller changed listing to pending and has not seen another offer since. I don’t know why but they seem to like us…
3. Listing agents has been working with the lender since mid July to get them to accept the short sale.
4. On Sept 2 the listing agent submitted our original July dated seller-accepted contract to escrow agent (still no formal acceptance from lender).
5. On Sept 4 bank tells listing agent that they will not pay for termite repairs. We told our agent that this is not acceptable. Listing agent is now trying to get the bank to pay.

So SDRealtor you believe that we should have either offered 5-10K less knowing that there might be repairs needed or at least write in a credit into the contract in case of repairs? I never thought that this would matter over termite repairs because I thought it was completely required and non-negotiable. I thought other repairs were negotiable such as fixing some plumbing or broken fixtures, but not this. Wish us luck.

Even if all does not go well there are some nice places that have now dropped 25-50K in listing price in Escondido since July when we kind of stopped looking. I’m not so worried if we lose the deal but it would be nice if they ponied up the 5K and we could close it.

[yellow8yellowm]

[quote=urbanrealtor]2: I feel that it was a bad idea to proceed with an escrow without lender approval…If you have a deposit already in escrow, and you would not otherwise be using the money, then its not the end of the world.
[/quote]

We are in escrow but our small good faith deposit has not been cashed and is not in the hands of the escrow agent. We have told that the escrow agent that we will not be proceeding until we get lender approval and the escrow agent agrees that this is fair. Whether this is possible is another thing and whether the bank agrees is another as well. So maybe technically we still aren’t in escrow.

[yellow8yellowm]

[quote=urbanrealtor]2: I feel that it was a bad idea to proceed with an escrow without lender approval…If you have a deposit already in escrow, and you would not otherwise be using the money, then its not the end of the world.
[/quote]

We are in escrow but our small good faith deposit has not been cashed and is not in the hands of the escrow agent. We have told that the escrow agent that we will not be proceeding until we get lender approval and the escrow agent agrees that this is fair. Whether this is possible is another thing and whether the bank agrees is another as well. So maybe technically we still aren’t in escrow.

[yellow8yellowm]

[quote=urbanrealtor]2: I feel that it was a bad idea to proceed with an escrow without lender approval…If you have a deposit already in escrow, and you would not otherwise be using the money, then its not the end of the world.
[/quote]

We are in escrow but our small good faith deposit has not been cashed and is not in the hands of the escrow agent. We have told that the escrow agent that we will not be proceeding until we get lender approval and the escrow agent agrees that this is fair. Whether this is possible is another thing and whether the bank agrees is another as well. So maybe technically we still aren’t in escrow.

[yellow8yellowm]

[quote=urbanrealtor]2: I feel that it was a bad idea to proceed with an escrow without lender approval…If you have a deposit already in escrow, and you would not otherwise be using the money, then its not the end of the world.
[/quote]

We are in escrow but our small good faith deposit has not been cashed and is not in the hands of the escrow agent. We have told that the escrow agent that we will not be proceeding until we get lender approval and the escrow agent agrees that this is fair. Whether this is possible is another thing and whether the bank agrees is another as well. So maybe technically we still aren’t in escrow.

[yellow8yellowm]

[quote=urbanrealtor]2: I feel that it was a bad idea to proceed with an escrow without lender approval…If you have a deposit already in escrow, and you would not otherwise be using the money, then its not the end of the world.
[/quote]

We are in escrow but our small good faith deposit has not been cashed and is not in the hands of the escrow agent. We have told that the escrow agent that we will not be proceeding until we get lender approval and the escrow agent agrees that this is fair. Whether this is possible is another thing and whether the bank agrees is another as well. So maybe technically we still aren’t in escrow.

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