[urbanrealtor]

The vesting for the property will necessarily be similar to that on the loan.

Whether you are listed as JT, or TIC, or CP will be largely irrelevant as long as the names on the property match those on the loan.

If you are most of the way through the loan process as John Smith and change it to John and Jane Smith, you may slow down the lending and the escrow.
Conceivably that could cost you the purchase or the deposit. Your results may vary. One reason a good buyer’s agent is a good idea.

An alternative solution is to change the vesting following the closing.
Recently, I had the experience of a client who was buying a short sale.
She advised me after we had short sale approval that she wanted to vest it in her trust.
In a normal purchase, this would be easy.
We would just have an addendum to the contract.
However, in a short sale, no changes are generally allowed during the contract period.
The solution was to send me down to the recorder’s office with a deed from the buyer to her trust the day after the closing.
It cost me 17 bucks.
I would caution you to check with your title company first to verify that the type of change that you want to do is covered by the title policy.
You also may wish to review the lender’s rules on this as well.

If the option to change vesting prior to close is available, that is generally better.

Good luck.

[urbanrealtor]

The vesting for the property will necessarily be similar to that on the loan.

Whether you are listed as JT, or TIC, or CP will be largely irrelevant as long as the names on the property match those on the loan.

If you are most of the way through the loan process as John Smith and change it to John and Jane Smith, you may slow down the lending and the escrow.
Conceivably that could cost you the purchase or the deposit. Your results may vary. One reason a good buyer’s agent is a good idea.

An alternative solution is to change the vesting following the closing.
Recently, I had the experience of a client who was buying a short sale.
She advised me after we had short sale approval that she wanted to vest it in her trust.
In a normal purchase, this would be easy.
We would just have an addendum to the contract.
However, in a short sale, no changes are generally allowed during the contract period.
The solution was to send me down to the recorder’s office with a deed from the buyer to her trust the day after the closing.
It cost me 17 bucks.
I would caution you to check with your title company first to verify that the type of change that you want to do is covered by the title policy.
You also may wish to review the lender’s rules on this as well.

If the option to change vesting prior to close is available, that is generally better.

Good luck.

[urbanrealtor]

[quote=doofrat]Ah, a fellow Instapaper user?
This article convinced me to swear off being a Cocaine user, and/or working in the Cocaine Production Industry.[/quote]
Is instapaper a joke the stranger makes?

If you mean they are a new thing, I think you are wrong.

They were founded in 1991.

http://en.wikipedia.org/wiki/The_Stranger_(newspaper)

The same guys who started The Onion back in the 80’s.

Maybe you were kidding.

I can’t tell.

[urbanrealtor]

[quote=doofrat]Ah, a fellow Instapaper user?
This article convinced me to swear off being a Cocaine user, and/or working in the Cocaine Production Industry.[/quote]
Is instapaper a joke the stranger makes?

If you mean they are a new thing, I think you are wrong.

They were founded in 1991.

http://en.wikipedia.org/wiki/The_Stranger_(newspaper)

The same guys who started The Onion back in the 80’s.

Maybe you were kidding.

I can’t tell.

[urbanrealtor]

[quote=doofrat]Ah, a fellow Instapaper user?
This article convinced me to swear off being a Cocaine user, and/or working in the Cocaine Production Industry.[/quote]
Is instapaper a joke the stranger makes?

If you mean they are a new thing, I think you are wrong.

They were founded in 1991.

http://en.wikipedia.org/wiki/The_Stranger_(newspaper)

The same guys who started The Onion back in the 80’s.

Maybe you were kidding.

I can’t tell.

[urbanrealtor]

[quote=doofrat]Ah, a fellow Instapaper user?
This article convinced me to swear off being a Cocaine user, and/or working in the Cocaine Production Industry.[/quote]
Is instapaper a joke the stranger makes?

If you mean they are a new thing, I think you are wrong.

They were founded in 1991.

http://en.wikipedia.org/wiki/The_Stranger_(newspaper)

The same guys who started The Onion back in the 80’s.

Maybe you were kidding.

I can’t tell.

[urbanrealtor]

[quote=doofrat]Ah, a fellow Instapaper user?
This article convinced me to swear off being a Cocaine user, and/or working in the Cocaine Production Industry.[/quote]
Is instapaper a joke the stranger makes?

If you mean they are a new thing, I think you are wrong.

They were founded in 1991.

http://en.wikipedia.org/wiki/The_Stranger_(newspaper)

The same guys who started The Onion back in the 80’s.

Maybe you were kidding.

I can’t tell.

[urbanrealtor]

[quote=Allan from Fallbrook]

My buddy from MN believes that Favre is actually part of a conspiracy hatched by the Packers to destroy the Vikings. He thinks Favre is still in the employ of Green Bay, and has been tanking games intentionally.

Being a California kid, I never got hockey. I have family in MN, IL, WI and MI, so hockey was a fairly big deal with my cousins and my mom was a huge Detroit Red Wings fan.

I played football, and am a Raiders fan, so I have mental issues all my own. Although, the Raiders are starting to scare me. They’re 4 – 4 and playing lights out defense. I don’t know what I’m going to do if they stay .500 or better this year. I’m so used to being miserable and unhappy with those losing bastards, I’m not sure I know how to behave properly. I’ll probably start rooting for the 49ers.[/quote]

The first place we lived when we moved to the US was Sturgeon Bay near Green Bay.

I can tell you if there is a team capable of planning long term to sabotage the Vikings, it is the Packers.

The fact that a town of 80,000 has a publicly-owned football team and volunteers to work the stadium is as sure a sign as I have ever seen that there is a Satan.

[urbanrealtor]

[quote=Allan from Fallbrook]

My buddy from MN believes that Favre is actually part of a conspiracy hatched by the Packers to destroy the Vikings. He thinks Favre is still in the employ of Green Bay, and has been tanking games intentionally.

Being a California kid, I never got hockey. I have family in MN, IL, WI and MI, so hockey was a fairly big deal with my cousins and my mom was a huge Detroit Red Wings fan.

I played football, and am a Raiders fan, so I have mental issues all my own. Although, the Raiders are starting to scare me. They’re 4 – 4 and playing lights out defense. I don’t know what I’m going to do if they stay .500 or better this year. I’m so used to being miserable and unhappy with those losing bastards, I’m not sure I know how to behave properly. I’ll probably start rooting for the 49ers.[/quote]

The first place we lived when we moved to the US was Sturgeon Bay near Green Bay.

I can tell you if there is a team capable of planning long term to sabotage the Vikings, it is the Packers.

The fact that a town of 80,000 has a publicly-owned football team and volunteers to work the stadium is as sure a sign as I have ever seen that there is a Satan.

[urbanrealtor]

[quote=Allan from Fallbrook]

My buddy from MN believes that Favre is actually part of a conspiracy hatched by the Packers to destroy the Vikings. He thinks Favre is still in the employ of Green Bay, and has been tanking games intentionally.

Being a California kid, I never got hockey. I have family in MN, IL, WI and MI, so hockey was a fairly big deal with my cousins and my mom was a huge Detroit Red Wings fan.

I played football, and am a Raiders fan, so I have mental issues all my own. Although, the Raiders are starting to scare me. They’re 4 – 4 and playing lights out defense. I don’t know what I’m going to do if they stay .500 or better this year. I’m so used to being miserable and unhappy with those losing bastards, I’m not sure I know how to behave properly. I’ll probably start rooting for the 49ers.[/quote]

The first place we lived when we moved to the US was Sturgeon Bay near Green Bay.

I can tell you if there is a team capable of planning long term to sabotage the Vikings, it is the Packers.

The fact that a town of 80,000 has a publicly-owned football team and volunteers to work the stadium is as sure a sign as I have ever seen that there is a Satan.

[urbanrealtor]

[quote=Allan from Fallbrook]

My buddy from MN believes that Favre is actually part of a conspiracy hatched by the Packers to destroy the Vikings. He thinks Favre is still in the employ of Green Bay, and has been tanking games intentionally.

Being a California kid, I never got hockey. I have family in MN, IL, WI and MI, so hockey was a fairly big deal with my cousins and my mom was a huge Detroit Red Wings fan.

I played football, and am a Raiders fan, so I have mental issues all my own. Although, the Raiders are starting to scare me. They’re 4 – 4 and playing lights out defense. I don’t know what I’m going to do if they stay .500 or better this year. I’m so used to being miserable and unhappy with those losing bastards, I’m not sure I know how to behave properly. I’ll probably start rooting for the 49ers.[/quote]

The first place we lived when we moved to the US was Sturgeon Bay near Green Bay.

I can tell you if there is a team capable of planning long term to sabotage the Vikings, it is the Packers.

The fact that a town of 80,000 has a publicly-owned football team and volunteers to work the stadium is as sure a sign as I have ever seen that there is a Satan.

[urbanrealtor]

[quote=Allan from Fallbrook]

My buddy from MN believes that Favre is actually part of a conspiracy hatched by the Packers to destroy the Vikings. He thinks Favre is still in the employ of Green Bay, and has been tanking games intentionally.

Being a California kid, I never got hockey. I have family in MN, IL, WI and MI, so hockey was a fairly big deal with my cousins and my mom was a huge Detroit Red Wings fan.

I played football, and am a Raiders fan, so I have mental issues all my own. Although, the Raiders are starting to scare me. They’re 4 – 4 and playing lights out defense. I don’t know what I’m going to do if they stay .500 or better this year. I’m so used to being miserable and unhappy with those losing bastards, I’m not sure I know how to behave properly. I’ll probably start rooting for the 49ers.[/quote]

The first place we lived when we moved to the US was Sturgeon Bay near Green Bay.

I can tell you if there is a team capable of planning long term to sabotage the Vikings, it is the Packers.

The fact that a town of 80,000 has a publicly-owned football team and volunteers to work the stadium is as sure a sign as I have ever seen that there is a Satan.

[urbanrealtor]

The irony is that Chris Hedges is one of those who is in power when it comes to mass communication.

I mean “The Hurt Locker” starts with one of his quotes.

His many inches long screed is just a longer version of that bumper sticker that says “If you’re not outraged, you’re not paying attention.”

As good as his prose is, his reasoning is horse shit.

The argument that what we all need to do is to get really angry and yell and take extra-political measures is what people gathered to joke about. Civil disobedience is useless and silly when it becomes a rebellion with out cause or good leader.

The phantom left that he refers to reminds us of a left that died but not because of the reasons he offers.

It died because the most clear and present examples of the left proved to be unsustainable. They were predicated on the idea that broad social needs can be met through group know-how without regard to entrepreneurial spirit.

It was shown over time that the political arena became the new bed for self-advancement (eg: purges) and the realm of production became fought over turf for the natterings of self-important tools (eg: quotas and steering committees).

I, for one, prefer the reverse.

I will take powerful companies over powerful politicians any day (nattering in congress and production fights left to giant, scary, multinationals).

This silly reduction that Hedges does repeatedly in this article make it laughable (but probably worth keeping for some cultural studies class).

This article is to political discourse what Geertz’s “Negara” was to social science. Its just pretty words and polished turds.

He really should be writing novels instead of doing political analysis.

Being a half-assed lefty Hunter Thompson is yesterday’s fad.

[urbanrealtor]

The irony is that Chris Hedges is one of those who is in power when it comes to mass communication.

I mean “The Hurt Locker” starts with one of his quotes.

His many inches long screed is just a longer version of that bumper sticker that says “If you’re not outraged, you’re not paying attention.”

As good as his prose is, his reasoning is horse shit.

The argument that what we all need to do is to get really angry and yell and take extra-political measures is what people gathered to joke about. Civil disobedience is useless and silly when it becomes a rebellion with out cause or good leader.

The phantom left that he refers to reminds us of a left that died but not because of the reasons he offers.

It died because the most clear and present examples of the left proved to be unsustainable. They were predicated on the idea that broad social needs can be met through group know-how without regard to entrepreneurial spirit.

It was shown over time that the political arena became the new bed for self-advancement (eg: purges) and the realm of production became fought over turf for the natterings of self-important tools (eg: quotas and steering committees).

I, for one, prefer the reverse.

I will take powerful companies over powerful politicians any day (nattering in congress and production fights left to giant, scary, multinationals).

This silly reduction that Hedges does repeatedly in this article make it laughable (but probably worth keeping for some cultural studies class).

This article is to political discourse what Geertz’s “Negara” was to social science. Its just pretty words and polished turds.

He really should be writing novels instead of doing political analysis.

Being a half-assed lefty Hunter Thompson is yesterday’s fad.

[urbanrealtor]

The irony is that Chris Hedges is one of those who is in power when it comes to mass communication.

I mean “The Hurt Locker” starts with one of his quotes.

His many inches long screed is just a longer version of that bumper sticker that says “If you’re not outraged, you’re not paying attention.”

As good as his prose is, his reasoning is horse shit.

The argument that what we all need to do is to get really angry and yell and take extra-political measures is what people gathered to joke about. Civil disobedience is useless and silly when it becomes a rebellion with out cause or good leader.

The phantom left that he refers to reminds us of a left that died but not because of the reasons he offers.

It died because the most clear and present examples of the left proved to be unsustainable. They were predicated on the idea that broad social needs can be met through group know-how without regard to entrepreneurial spirit.

It was shown over time that the political arena became the new bed for self-advancement (eg: purges) and the realm of production became fought over turf for the natterings of self-important tools (eg: quotas and steering committees).

I, for one, prefer the reverse.

I will take powerful companies over powerful politicians any day (nattering in congress and production fights left to giant, scary, multinationals).

This silly reduction that Hedges does repeatedly in this article make it laughable (but probably worth keeping for some cultural studies class).

This article is to political discourse what Geertz’s “Negara” was to social science. Its just pretty words and polished turds.

He really should be writing novels instead of doing political analysis.

Being a half-assed lefty Hunter Thompson is yesterday’s fad.

[Author]

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