[urbanrealtor]

[quote=Allan from Fallbrook]Fredo4: You’re right about those kids. The really funny thing is that they wear the t-shirts and listen to the music like they just discovered it.

The music WAS original 25 – 30 years ago. Back before our sprawling American monoculture destroyed it and original thought and replaced it with bland soulless Kenny G. and Michael Bolton insipidity. It’s pretty fucking sad when you start considering Michael Bolton a crass, crappy Barry Manilow knockoff. I can’t help but think of Rush’s song “Subdivisions”: “Conform, or be cast out”.

Spinal Tap is frickin’ hilarious. David St. Hubbins and crew: They don’t make ’em like that anymore.
[/quote]
Jesus, I hate it when I am more American that u.

Seriously, the bands you mentioned were in films like Liquid Sky and Repo Man. They did not grace the soundtracks of Tom Selleck and Michael Keaton films (though Batman was a start).

Its not like people respected them as actual music.

That only comes with early adopters like you and then that legacy cache they get.

Fifteen years from now, kids will be wearing Rocket from the Crypt t-shirts in grammar school and Lady Dottie and the Diamonds baseball caps. Also, Operation Ivy will be on a compilation entitled “Alterno-rock: Sounds of the 80’s, 90’s and oughties”.

By then, also, we will have flying cars and Avery Brooks will record voicemail greetings.

But I digress…

[urbanrealtor]

[quote=Allan from Fallbrook]Fredo4: You’re right about those kids. The really funny thing is that they wear the t-shirts and listen to the music like they just discovered it.

The music WAS original 25 – 30 years ago. Back before our sprawling American monoculture destroyed it and original thought and replaced it with bland soulless Kenny G. and Michael Bolton insipidity. It’s pretty fucking sad when you start considering Michael Bolton a crass, crappy Barry Manilow knockoff. I can’t help but think of Rush’s song “Subdivisions”: “Conform, or be cast out”.

Spinal Tap is frickin’ hilarious. David St. Hubbins and crew: They don’t make ’em like that anymore.
[/quote]
Jesus, I hate it when I am more American that u.

Seriously, the bands you mentioned were in films like Liquid Sky and Repo Man. They did not grace the soundtracks of Tom Selleck and Michael Keaton films (though Batman was a start).

Its not like people respected them as actual music.

That only comes with early adopters like you and then that legacy cache they get.

Fifteen years from now, kids will be wearing Rocket from the Crypt t-shirts in grammar school and Lady Dottie and the Diamonds baseball caps. Also, Operation Ivy will be on a compilation entitled “Alterno-rock: Sounds of the 80’s, 90’s and oughties”.

By then, also, we will have flying cars and Avery Brooks will record voicemail greetings.

But I digress…

[urbanrealtor]

This post is a bit long.
Please read it, because there is a serious question here.

A year and a half ago, I bought a new hp presario v6000 with vista home premium.

Total piece of shit. Took me 2 days to extract all the crippleware that it came with.

After a month of dealing with vista (which I loathe), I decided to downgrade to xp. This was very difficult. Almost everything (including the ethernet port) had a proprietary driver I had to find.

Recently, the motherboard fried (rather common on this model).

I am again using the 2004 dell inspiron 2200 I bought on clearance in 2005. It works great.

Here is my question: I intend to purchase a new dell vostro and downgrade it to xp. Do dells generally have lots of proprietary drivers to deal with?

[urbanrealtor]

This post is a bit long.
Please read it, because there is a serious question here.

A year and a half ago, I bought a new hp presario v6000 with vista home premium.

Total piece of shit. Took me 2 days to extract all the crippleware that it came with.

After a month of dealing with vista (which I loathe), I decided to downgrade to xp. This was very difficult. Almost everything (including the ethernet port) had a proprietary driver I had to find.

Recently, the motherboard fried (rather common on this model).

I am again using the 2004 dell inspiron 2200 I bought on clearance in 2005. It works great.

Here is my question: I intend to purchase a new dell vostro and downgrade it to xp. Do dells generally have lots of proprietary drivers to deal with?

[urbanrealtor]

This post is a bit long.
Please read it, because there is a serious question here.

A year and a half ago, I bought a new hp presario v6000 with vista home premium.

Total piece of shit. Took me 2 days to extract all the crippleware that it came with.

After a month of dealing with vista (which I loathe), I decided to downgrade to xp. This was very difficult. Almost everything (including the ethernet port) had a proprietary driver I had to find.

Recently, the motherboard fried (rather common on this model).

I am again using the 2004 dell inspiron 2200 I bought on clearance in 2005. It works great.

Here is my question: I intend to purchase a new dell vostro and downgrade it to xp. Do dells generally have lots of proprietary drivers to deal with?

[urbanrealtor]

This post is a bit long.
Please read it, because there is a serious question here.

A year and a half ago, I bought a new hp presario v6000 with vista home premium.

Total piece of shit. Took me 2 days to extract all the crippleware that it came with.

After a month of dealing with vista (which I loathe), I decided to downgrade to xp. This was very difficult. Almost everything (including the ethernet port) had a proprietary driver I had to find.

Recently, the motherboard fried (rather common on this model).

I am again using the 2004 dell inspiron 2200 I bought on clearance in 2005. It works great.

Here is my question: I intend to purchase a new dell vostro and downgrade it to xp. Do dells generally have lots of proprietary drivers to deal with?

[urbanrealtor]

This post is a bit long.
Please read it, because there is a serious question here.

A year and a half ago, I bought a new hp presario v6000 with vista home premium.

Total piece of shit. Took me 2 days to extract all the crippleware that it came with.

After a month of dealing with vista (which I loathe), I decided to downgrade to xp. This was very difficult. Almost everything (including the ethernet port) had a proprietary driver I had to find.

Recently, the motherboard fried (rather common on this model).

I am again using the 2004 dell inspiron 2200 I bought on clearance in 2005. It works great.

Here is my question: I intend to purchase a new dell vostro and downgrade it to xp. Do dells generally have lots of proprietary drivers to deal with?

[urbanrealtor]

[quote=cv2]I assume that their reserve is depleted right now and there are many delayed repairs that needs to be addressed now and in the near future. For instance, copper plumbing alone will cost about $5K/unit.

I totally agree with you that foreclosures in these type situations are a blessing in disguise to let people with financial means to fix it up. However, I do not see how investor will profit from this at the current market value of $70K and $90K.[/quote]
Not to be dense but why would you ever rehab the plumbing (unless there was an active, unit-specific, leak) in a condo?

Either, the buyer is living there (which means most relevant plumbing is common interest) or its a rental (which would turn this into a cash flow question, and still the pipes are mostly common interest).

[urbanrealtor]

[quote=cv2]I assume that their reserve is depleted right now and there are many delayed repairs that needs to be addressed now and in the near future. For instance, copper plumbing alone will cost about $5K/unit.

I totally agree with you that foreclosures in these type situations are a blessing in disguise to let people with financial means to fix it up. However, I do not see how investor will profit from this at the current market value of $70K and $90K.[/quote]
Not to be dense but why would you ever rehab the plumbing (unless there was an active, unit-specific, leak) in a condo?

Either, the buyer is living there (which means most relevant plumbing is common interest) or its a rental (which would turn this into a cash flow question, and still the pipes are mostly common interest).

[urbanrealtor]

[quote=cv2]I assume that their reserve is depleted right now and there are many delayed repairs that needs to be addressed now and in the near future. For instance, copper plumbing alone will cost about $5K/unit.

I totally agree with you that foreclosures in these type situations are a blessing in disguise to let people with financial means to fix it up. However, I do not see how investor will profit from this at the current market value of $70K and $90K.[/quote]
Not to be dense but why would you ever rehab the plumbing (unless there was an active, unit-specific, leak) in a condo?

Either, the buyer is living there (which means most relevant plumbing is common interest) or its a rental (which would turn this into a cash flow question, and still the pipes are mostly common interest).

[urbanrealtor]

[quote=cv2]I assume that their reserve is depleted right now and there are many delayed repairs that needs to be addressed now and in the near future. For instance, copper plumbing alone will cost about $5K/unit.

I totally agree with you that foreclosures in these type situations are a blessing in disguise to let people with financial means to fix it up. However, I do not see how investor will profit from this at the current market value of $70K and $90K.[/quote]
Not to be dense but why would you ever rehab the plumbing (unless there was an active, unit-specific, leak) in a condo?

Either, the buyer is living there (which means most relevant plumbing is common interest) or its a rental (which would turn this into a cash flow question, and still the pipes are mostly common interest).

[urbanrealtor]

[quote=cv2]I assume that their reserve is depleted right now and there are many delayed repairs that needs to be addressed now and in the near future. For instance, copper plumbing alone will cost about $5K/unit.

I totally agree with you that foreclosures in these type situations are a blessing in disguise to let people with financial means to fix it up. However, I do not see how investor will profit from this at the current market value of $70K and $90K.[/quote]
Not to be dense but why would you ever rehab the plumbing (unless there was an active, unit-specific, leak) in a condo?

Either, the buyer is living there (which means most relevant plumbing is common interest) or its a rental (which would turn this into a cash flow question, and still the pipes are mostly common interest).

[urbanrealtor]

The forgiven debt in shorts is not currently taxable by the irs or ftb. The irs change rules like a year ago and the ftb more recently (I actually had to call the office of the sponsoring state senator).

There are some limits on this but basically you’re probably safe.

Fannie Mae (as well as other debt buyers) are coming out with guidelines that indicate 5 year wait on purchasing after foreclosure vs a 2 year wait following a short sale.

They did this because the way it was before meant foreclosure was equivalent or easier on the credit report. This was a really bad incentive structure.

Since the short sale negotiators are now dealing with sellers who are making their payments, that means the collateral damage from a short can be actually rather well contained. For my clients in escrow now, that means that they will have a charge-off and a short sale on their credit report. There will be no delinquency, no non-payment, no default, and no foreclosure.

There will be a 100k+ chargeoff and a 2-year purchase moratorium though.

[urbanrealtor]

The forgiven debt in shorts is not currently taxable by the irs or ftb. The irs change rules like a year ago and the ftb more recently (I actually had to call the office of the sponsoring state senator).

There are some limits on this but basically you’re probably safe.

Fannie Mae (as well as other debt buyers) are coming out with guidelines that indicate 5 year wait on purchasing after foreclosure vs a 2 year wait following a short sale.

They did this because the way it was before meant foreclosure was equivalent or easier on the credit report. This was a really bad incentive structure.

Since the short sale negotiators are now dealing with sellers who are making their payments, that means the collateral damage from a short can be actually rather well contained. For my clients in escrow now, that means that they will have a charge-off and a short sale on their credit report. There will be no delinquency, no non-payment, no default, and no foreclosure.

There will be a 100k+ chargeoff and a 2-year purchase moratorium though.

[urbanrealtor]

The forgiven debt in shorts is not currently taxable by the irs or ftb. The irs change rules like a year ago and the ftb more recently (I actually had to call the office of the sponsoring state senator).

There are some limits on this but basically you’re probably safe.

Fannie Mae (as well as other debt buyers) are coming out with guidelines that indicate 5 year wait on purchasing after foreclosure vs a 2 year wait following a short sale.

They did this because the way it was before meant foreclosure was equivalent or easier on the credit report. This was a really bad incentive structure.

Since the short sale negotiators are now dealing with sellers who are making their payments, that means the collateral damage from a short can be actually rather well contained. For my clients in escrow now, that means that they will have a charge-off and a short sale on their credit report. There will be no delinquency, no non-payment, no default, and no foreclosure.

There will be a 100k+ chargeoff and a 2-year purchase moratorium though.

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