[temeculaguy]

Hawk, it’s not the stucco or the tract, it’s the $1100 a month that attracts them. That’s not Temecula, wrong color uniforms. Being on land doesn’t ensure stable neighbors, it’s about the neighborhood and the pricing. There are plenty of people on land that choose it for reasons that make them bad neigbors. It’s about researching your future neighbors and it’s actually pretty easy with the internet. Some people choose wide open spaces for peace and tranquility, others for meth lab odor protection, no neighbors to hear screams and report domestic violence, some becuase they can’t get along with people. The odds are in your favor with your choices being the wine country or Deluz, because economics prohibit most of the undesirable neighbors, but those same economic barriers work just as well in stucco boxes, maybe better. I bet if your barricaded neighbor won a million in the lottery, he wouldn’t choose an million dollar tract home, because he hates the snobs who live there and there is no room for his atv’s and motorcycles. He would choose a 900k piece of land and a 100k mobile home to go with it, it’s in their blood. Fortunately for you he wouldn’t buy that land in the areas you like because of those pesky rules against riding dirt bikes, shooting guns and having appliances in your yard.

[temeculaguy]

Hawk, it’s not the stucco or the tract, it’s the $1100 a month that attracts them. That’s not Temecula, wrong color uniforms. Being on land doesn’t ensure stable neighbors, it’s about the neighborhood and the pricing. There are plenty of people on land that choose it for reasons that make them bad neigbors. It’s about researching your future neighbors and it’s actually pretty easy with the internet. Some people choose wide open spaces for peace and tranquility, others for meth lab odor protection, no neighbors to hear screams and report domestic violence, some becuase they can’t get along with people. The odds are in your favor with your choices being the wine country or Deluz, because economics prohibit most of the undesirable neighbors, but those same economic barriers work just as well in stucco boxes, maybe better. I bet if your barricaded neighbor won a million in the lottery, he wouldn’t choose an million dollar tract home, because he hates the snobs who live there and there is no room for his atv’s and motorcycles. He would choose a 900k piece of land and a 100k mobile home to go with it, it’s in their blood. Fortunately for you he wouldn’t buy that land in the areas you like because of those pesky rules against riding dirt bikes, shooting guns and having appliances in your yard.

[temeculaguy]

Matt, Hawk’s just playing about the insects, he doesn’t want anyone on his island. I represent that yuppie comment and don’t wan’t to deal with a blade of grass right now, but I also understand what you like about Meadowview. Santiago Estates and Los Ranchitos are similar and are right in town but feel a million miles away (no dirtbikes allowed but horses everywhere). Hawk is dreaming if he thinks nobody will notice his island. Have you been to the wine country on a weekend? I’m pretty much a regular at the wineries and it has exploded. Check this article from last week, $538 million in Temecula tourism more than 4x growth in five years, wineries are the second largest tourism draw in california behind Disneyland and Temecula is the fastest growing wine region. 30 wineries now and 20 more in the next five years. Spas, Resorts, dining, all moving in. And hawk is going to scare them away from his island, this sounds like the plot of every scooby doo episode.

http://www.nctimes.com/articles/2007/05/26//news/californian/22_39_005_25_07.txt

http://www.wineresort.com/ I visit this place alot with friends, nobody we meet is a local.

Hawk, they found your island and they are bringing their friends.

Okay, hawk, I’m in on the R/E tour, but we make pit stops at the wineries.

[temeculaguy]

Matt, Hawk’s just playing about the insects, he doesn’t want anyone on his island. I represent that yuppie comment and don’t wan’t to deal with a blade of grass right now, but I also understand what you like about Meadowview. Santiago Estates and Los Ranchitos are similar and are right in town but feel a million miles away (no dirtbikes allowed but horses everywhere). Hawk is dreaming if he thinks nobody will notice his island. Have you been to the wine country on a weekend? I’m pretty much a regular at the wineries and it has exploded. Check this article from last week, $538 million in Temecula tourism more than 4x growth in five years, wineries are the second largest tourism draw in california behind Disneyland and Temecula is the fastest growing wine region. 30 wineries now and 20 more in the next five years. Spas, Resorts, dining, all moving in. And hawk is going to scare them away from his island, this sounds like the plot of every scooby doo episode.

http://www.nctimes.com/articles/2007/05/26//news/californian/22_39_005_25_07.txt

http://www.wineresort.com/ I visit this place alot with friends, nobody we meet is a local.

Hawk, they found your island and they are bringing their friends.

Okay, hawk, I’m in on the R/E tour, but we make pit stops at the wineries.

[temeculaguy]

Jan, you did fine and got it for more than 25% less than had you not waited. You can’t unring a bell so as long as it is what you wanted and you can afford it, enjoy. Even though many of us (myself included) think it will continue to go down, I’m not going to write you a check if I’m wrong.

23109, Finally I see something that I can defend. Give up on how wise the decision was, because you can’t defend the math, math is mean and when math gets mad it can be ruthless. It was your decision, now live with it. You can’t list it for 430k because you just killed the comps, no bank will make that loan and had that other sale not closed already, his lender wouldn’t make that deal either after he saw yours and after the appraisers see New guy’s deal, the first number in the price of a 1900 sq ft. within the same development will not be a 4 again, until this cycle ends.

Here’s what you can defend, here is where math can be your friend and here is why I am proud of you. 140k income, 350k purchase price. Less than 3x income, bravo!!! If you had gone 20% down, the loan would be exactly 2x income, that you can defend, that is where you win. By comparison do you think the average buyer of a 750k home in s.d. makes 250k, or the 600k 100% loan buyers make 200k to 300k, they don’t, they make what you make and they borrow twice as much, the first bump in the road, they are screwed, you are not. You bought within your means, that is what you should be proud of. At 12k a month income with 3k total housing cost out the door, you are at a 25% ratio at the start, get a fixed rate, with no tricksies, over time your income will rise, your housing costs won’t and the wife won’t complain when you smoke the $10 cigars and drink the 20 year old Tawny Port.

[temeculaguy]

Jan, you did fine and got it for more than 25% less than had you not waited. You can’t unring a bell so as long as it is what you wanted and you can afford it, enjoy. Even though many of us (myself included) think it will continue to go down, I’m not going to write you a check if I’m wrong.

23109, Finally I see something that I can defend. Give up on how wise the decision was, because you can’t defend the math, math is mean and when math gets mad it can be ruthless. It was your decision, now live with it. You can’t list it for 430k because you just killed the comps, no bank will make that loan and had that other sale not closed already, his lender wouldn’t make that deal either after he saw yours and after the appraisers see New guy’s deal, the first number in the price of a 1900 sq ft. within the same development will not be a 4 again, until this cycle ends.

Here’s what you can defend, here is where math can be your friend and here is why I am proud of you. 140k income, 350k purchase price. Less than 3x income, bravo!!! If you had gone 20% down, the loan would be exactly 2x income, that you can defend, that is where you win. By comparison do you think the average buyer of a 750k home in s.d. makes 250k, or the 600k 100% loan buyers make 200k to 300k, they don’t, they make what you make and they borrow twice as much, the first bump in the road, they are screwed, you are not. You bought within your means, that is what you should be proud of. At 12k a month income with 3k total housing cost out the door, you are at a 25% ratio at the start, get a fixed rate, with no tricksies, over time your income will rise, your housing costs won’t and the wife won’t complain when you smoke the $10 cigars and drink the 20 year old Tawny Port.

[temeculaguy]

WW, where will you be working and at what times will you be driving? If you work in town it doesn’t matter, but if you will be hitting the freeway and going North or South during rush hour I’ll give the driving details.

All three have their pros and cons, what is it that you wan’t them and you to be close to? Harveston has the mall across the street and a new waterpark going in next door. Temeku is on a golf course, real close to the wineries and has a nice clubhouse. Depending on your location within Temeku you may be able to have dinner and drink at the golf course clubhouse and safely walk home (that one is for the parents, but I always thought that was cool). Redhawk/Morgan Hill/Vail Ranch/Wolf Creek are all adjacent to each other. 54,000 people in that zip code, not one apartment building, usually all of the top schools in the county are there but it’s usually a close race and to be honest they have such a miniscule number of “english learners” due to the lack of apartments so they have an unfair advantage.

The real advantage is Harveston is further North and the prices are coming down dramatically there. The prices should eventually fall in Temeku and Redhawk but it hasn’t really happened yet. If I were relocating to Temecula, the price and amenities of Harveston would seal the deal, check the deal Newguy got on another board, settle for nothing less than what he got. You will pay 100k more to live on the South side, I’ve lived on both sides of town and prefer the South but the price differential cannot be justified.

Ignore Hawk’s Jedi Mind Trick, Deluz and the wine country are awesome and everyone should buy land there.

[temeculaguy]

WW, where will you be working and at what times will you be driving? If you work in town it doesn’t matter, but if you will be hitting the freeway and going North or South during rush hour I’ll give the driving details.

All three have their pros and cons, what is it that you wan’t them and you to be close to? Harveston has the mall across the street and a new waterpark going in next door. Temeku is on a golf course, real close to the wineries and has a nice clubhouse. Depending on your location within Temeku you may be able to have dinner and drink at the golf course clubhouse and safely walk home (that one is for the parents, but I always thought that was cool). Redhawk/Morgan Hill/Vail Ranch/Wolf Creek are all adjacent to each other. 54,000 people in that zip code, not one apartment building, usually all of the top schools in the county are there but it’s usually a close race and to be honest they have such a miniscule number of “english learners” due to the lack of apartments so they have an unfair advantage.

The real advantage is Harveston is further North and the prices are coming down dramatically there. The prices should eventually fall in Temeku and Redhawk but it hasn’t really happened yet. If I were relocating to Temecula, the price and amenities of Harveston would seal the deal, check the deal Newguy got on another board, settle for nothing less than what he got. You will pay 100k more to live on the South side, I’ve lived on both sides of town and prefer the South but the price differential cannot be justified.

Ignore Hawk’s Jedi Mind Trick, Deluz and the wine country are awesome and everyone should buy land there.

[temeculaguy]

Thanks for that link mydogs, I clicked on that story and couldn’t believe the picture and the guy in the story was my old fraternity brother. Todd, aka Lack*%&# ended up being one of the good guys and still looks the same and still has his hair, good for him. I wonder if Bugs knows him.

[temeculaguy]

Thanks for that link mydogs, I clicked on that story and couldn’t believe the picture and the guy in the story was my old fraternity brother. Todd, aka Lack*%&# ended up being one of the good guys and still looks the same and still has his hair, good for him. I wonder if Bugs knows him.

[temeculaguy]

Hawk I suspected you for three reasons.

1. You have priors for similar offences
2. The writing style and words fit your M.O.
3. You have the motive-free beer

I was laughing when I first saw it, I had this visual of all these sellers and realtors scanning the competition and seeing that ad, then having panic attacks and thinking that is why nobody is buying their house. Little do they know the mastermind of the evil plot has one motive, to win a bet over free beer. It has a Dan Akroyd/Eddie Murphy Trading Places feel to it.

I spent a chunk of my youth living in a fraternity house and I learned to never underestimate the creativity of a man when free beer is on the line.

[temeculaguy]

Hawk I suspected you for three reasons.

1. You have priors for similar offences
2. The writing style and words fit your M.O.
3. You have the motive-free beer

I was laughing when I first saw it, I had this visual of all these sellers and realtors scanning the competition and seeing that ad, then having panic attacks and thinking that is why nobody is buying their house. Little do they know the mastermind of the evil plot has one motive, to win a bet over free beer. It has a Dan Akroyd/Eddie Murphy Trading Places feel to it.

I spent a chunk of my youth living in a fraternity house and I learned to never underestimate the creativity of a man when free beer is on the line.

[temeculaguy]

I won’t bother with telling you to wait at least until the fall since other have and it’s not registering. We have a classic case of “my wife wants” and without a happy wife there is no happy life.

If it’s just about schools then find out the specific schools they will attend (district websites usually have maps on the internet, I’ve found many owners and realtors to be incorrect or not aware of planned changes). You can check their academic scores on the state website and can see demographic specifics, college acceptance rates, etc. and finally you can visit those schools in person.

I think you are going to find it will be close to a tie. Those two areas are both in the top tier of the county as far as schools go. This is very much like having a Mercedes vs BMW debate, their both great, it just comes down to preference.

[temeculaguy]

I won’t bother with telling you to wait at least until the fall since other have and it’s not registering. We have a classic case of “my wife wants” and without a happy wife there is no happy life.

If it’s just about schools then find out the specific schools they will attend (district websites usually have maps on the internet, I’ve found many owners and realtors to be incorrect or not aware of planned changes). You can check their academic scores on the state website and can see demographic specifics, college acceptance rates, etc. and finally you can visit those schools in person.

I think you are going to find it will be close to a tie. Those two areas are both in the top tier of the county as far as schools go. This is very much like having a Mercedes vs BMW debate, their both great, it just comes down to preference.

[temeculaguy]

Jan, what town did you buy in?

I just looked at some models today from another builder and they seemed to have matched lennar’s strategy of building everything with granite, stainless steel, outlets everywhere, etc. and not having many options other than flooring. I wonder if that is a marketing shift (like cars used to charge for air conditioning and power locks, now they come in all but the low end). From what the salesperson told me today, standing inventory (finished homes with no buyer) is an increasing reality and it gets harder to sell houses that are stripped when the cost to make them more marketable is not that much higher at the time of construction. I’ve never built homes but I would think that ordering a hundred granite counters of exactly the same size is cheaper than ordering one and not that much more than tile for the builder. I think that 90k in upgrades probably cost the builder less than half that and is probably more effective marketing than lowering the price of a stripped home by 40k.

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