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Sullivan Solar drilled through the tiles on my neighbor’s home. That is why I didn’t go with them.

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[quote=no_such_reality]

If you’re 40/50s, just over 6 foot and your target weight is 200, 2500 calories is right if your active. [/quote]

If you’re about 6 ft, 200 lbs is not a good target.

[img_assist|nid=26025|title=BMI|desc=|link=node|align=left|width=783|height=590]

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[quote=flu]

Vegan imho I think is overkill. If you stay with white meat or fish, and go light on the carbs, it’s probably more helpful. I use to eat a lot of bread and rice, and ever since I eat less of on the carbs, it’s been helpful too. Even lean red meat occasionally isn’t that bad i think. Going to in-out burger every other day, probably isn’t a good idea.

I also eat way too many bananas. I think I down about 4 a day….

I’ve been able to keep my weight around 162ish, and that includes presumably slightly more muscle and less body fat now, since I’m doing more weigh training in addition to running.

The first 15-20 lbs was easy. Burning off fat where I’m at has increasingly been more difficult. It’s like trying to undo decades of neglect. I just wish I had cared much earlier.[/quote]

Wow you and I are on virtually the same path – I’ve cut out the same things (plus pasta) with practically identical results (sleep, weight result).

I’m being pretty successful at staying in the low 160s and for my height that is well within the ideal weight range so I’m good. I weigh myself daily and adjust my eating the next few days if I feel I’m heading up at all.

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This was a major concern of mine as well. I’m in the same boat – they don’t make the tiles for my roof any more.

I was very careful and chose a company that did not drill through the tiles, but instead slid a bracket around the tiles to minimize chance for leaks and breakage.

There are videos on youtube that show how brackets can be installed without drilling through tiles.

As far as I know, they didn’t break any tiles when they installed my solar panels.

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[quote=The-Shoveler]Yes, AC the best invention of all time.[/quote]

I have to agree. Probably the most underappreciated invention ever.

Cars, electricity, computers, all get their due in the press. But no one thanks the inventors of a/c.

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[quote=FlyerInHi]Did anyone notice that young people don’t like to talk on the phone. You have to text first before calling. It’s considered rude to telephone unannounced.
And even with texting, they don’t respond when things are taken for granted and go without saying.[/quote]

Not true with my kids (20 somethings). They call spur of the moment and I call them the same way.

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Thanks for the thoughts all.

I’m not thrilled by the almost 1.5 year wait, obviously, but the benefits of joining the firm way outweighed the 401K issue so I jumped. Still glad I did, just trying to offset the one negative of jumping – the 401K start period.

Their policy is that a new employee is not eligible to join until their 1 year anniv, then they have to wait until the next enrollment period which is every 6 month. Since I started in Aug, I’m not at one year until Aug 2017 and next open enrollment is Jan 2018. Ouch. One good part is that I cashed out a good chunk o change at the old place and they took a boatload out for 401K, so it really feels more like a year of donations missed, not a year and a half.

Can’t for the life of me understand what good that wait does the new company, as I’d be putting in MY money not theirs. Waiting a year to start their match I can see, but waiting on my part? Makes no sense.

My wife is an accountant and says she sees a lot of companies with that rule, though many are shortening it now.

Flu, thanks for the back door explanation. Probably way more work and risk than I want to put in – after all, the max I could put into an IRA is just a fraction of what I’d put into a 401K in 2017…think I’ll consider your other suggestion of putting part towards mortgage and a part under the mattress. I’ll run the numbers of how much I’d have to throw at the mortgage to have it paid off when I’m 67, that might steer me towards the right split.

I also should check to see what fund choices they offer – hopefully it isn’t crappy! That might influence my decision on how long I stay.

Again, thanks all. It never ceases to amaze me the weird positions I find myself in.

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Thanks.

I did some research based on your comments.

I’m not eligible for the Roth IRA because our MAGI is too high.

I can’t deduct contributions from IRA because my spouse is covered by a retirement plan and our MAGI is too high. That pretty much kills any benefit to using a traditional IRA for a year, I think.

SO where else could I put that $$ to approximate what would have went into a 401K?

1. Pay down mortgage. Since current payoff date is a few years into retirement, if I pay it down now I could bring that payoff date in, potentially to equal my retirement date. This has a similar effect to having contributed that $$ to the 401K during 2017.

2. Pay off solar panels. We could also use the $$ that would have went into the 401K to pay off the solar panels. This would have the benefit of freeing up cash now, but really doesn’t benefit our retirement any.

I lean towards #1, but am open to other ideas…

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[quote=njtosd]
If someone wants to be a critic – fine, but this looks like an effort to be snarky enough to get revenue through ads or similar.[/quote]

yeah, I can see that.

I do agree with some of the snark (scale, proportion, etc), but some of it lambasting mixing of styles (gothic arches on a tudor house – gasp!) is over the top for me – as long as things mesh well, I’m not very concerned with sticking within the confines of a typical architectural style.

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[quote=harvey]Call 911 and there’s a good possibility that you’ll be cleaning blood off your kitchen floor, your kid will be attending a classmate’s funeral, and a cop or two will get some extra paid vacation.

I teach my kids to never call 911 un less it’s a matter of life and death.[/quote]

Odds of that seem low – compare the number of police shootings versus the number of calls they respond to.

If there are lunatics breaking into my house and trashing it, you betcha I’m gonna call 911.

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[quote=njtosd] I personally had not heard of anything like this before.[/quote]

Risky Business
Sixteen Candles
Project X
American Pie
Superbad
House Party

Teen house parties going amuck while the parents are away were in all of those movies. Maybe word of mouth didn’t spread via craigslist/facebook/twitter, but there have always been ways to spread it.

When I had teens at home and my wife and I were going to be away for the evening or weekend, I would go talk to the neighbors and explain that we were leaving a teen alone and that if ANY strange cars/people came by the house, to give us a call. So I knew about the possibilities even back then. We didn’t want to come back and find Animal House in our living room.

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[quote=njtosd][quote=svelte][quote=njtosd]… Many brought in alcohol, and ransacked our house while my daughter and her friends were completely helpless and defenseless. …[/quote]

I must have missed the part where the uninvited guests also stole their daughter’s cell phone so she couldn’t call 911, and blocked her path to the neighbor’s house so she couldn’t get help next door.

Don’t doubt there were uninvited guests. Do doubt the amount of resistance that was put up.

And if it had happened to several other neighbors before, why hadn’t they talked to their kids about the appropriate response should it happen to them?[/quote]

No one said they didn’t call 911, nor do I have any info about how long it took police to get there. My guess is that it was not very fast. I personally had not heard of anything like this before.[/quote]

What city was this in?

If someone calls 911 stating intruders are ransacking their house and the police don’t arrive in under 5 minutes, then you need to have a talk with your local police department and hit all the news stations with the story.

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[quote=njtosd]… Many brought in alcohol, and ransacked our house while my daughter and her friends were completely helpless and defenseless. …[/quote]

I must have missed the part where the uninvited guests also stole their daughter’s cell phone so she couldn’t call 911, and blocked her path to the neighbor’s house so she couldn’t get help next door.

Don’t doubt there were uninvited guests. Do doubt the amount of resistance that was put up.

And if it had happened to several other neighbors before, why hadn’t they talked to their kids about the appropriate response should it happen to them?

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Yee Gads!

If there was ever a poster child for a first decade McMansion, this is it! 3000 SF crammed onto a lot with not a square inch of grass, save for the plastic grass in the rear, big screens screwed to every wall, wrought iron and Corinthian tile at every turn, gawdy bowl sinks, fireplaces crammed in every corner, only thing more painful to the eye in these 50 states is Trumps NY penthouse.

Take a look at the Google Street View – $100K of leased vehicles in the drive/front yard including a brainless buttcrack’s jacked 4 door 4WD murdered out pickup.

Can there be anything more stereotypical?

Won’t sell for the 8s that’s fur sure. If it does we’re in trouble.

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[quote=njtosd][quote=FlyerInHi]

Again, it depends where. Educated people and immigrants want to be in and around coastal gateway cities.

[/quote]

Brian – I just shouldn’t read stuff you write because my blood pressure spikes every time one of your ridiculous statements dribbles onto one of these threads. [/quote]

haha, I thought the same thing. what a ridiculous statement! Educated people and immigrants want to be in coastal gateway cities. WTF?

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