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[quote=Rich Toscano][quote=sdduuuude]Just because luck plays a role doesn’t mean that government manipulation, whether or not it changes the role of, is justified.[/quote]

Perhaps. That’s a good debate to have, though, don’t you think? But it’s a different debate than you’d have with someone who thinks luck doesn’t play a huge role in these things.[/quote]

I’m not sure there are many who would ever say it doesn’t.

I wonder if the lottery is a good example of a government program designed to eliminate luck from the equation.

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Just because luck plays a role doesn’t mean that government manipulation, whether or not it changes the role of luck, is justified.

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Yep, and there is a little section over there that is in the 92130 zip code but not in the CV/DM district.

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[quote=UCGal]Anecdotally, I know my husband has told friends that it’s rare that a 1 story home can add a second story, except over the garage, without foundation work. But YMMV.[/quote]

I’d be shocked …. SHOCKED … if the builder in 4S spent a penny more than was needed to support the existing structure.

Likely you’ll have to do some footing work (cutting the slab, digging a hole or trench, filling w/ concrete) for a project like that.

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[quote=walterwhite]Condominium is kind of a strange word.[/quote]

I feel the same way about condiments.

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Hrm.

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[quote=zk][quote=markmax33]For all you Ron Paul haters [/quote]

I’ve seen people who disagree with Ron Paul here on this blog. Maybe even some who think he’s a bit nuts. But I don’t recall seeing any Ron Paul haters.

markmax haters, on the other hand…[/quote]

An excellent distinction.

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I’m not a fan of the Mello Roos and HOA fees in Torrey Hills. You can find homes without either in Carmel Valley.

Big houses on small lots predominate. I don’t want to be able to reach out my bathroom window to borrow shampoo from the neighbor. Houses on bigger lots with good space around them are expensive.

I think buyers went crazy there during the boom and lots of people overpaid for glitzy new houses that are just not laid out that well. I think sellers will try to pass those high prices on to buyers without justification.

Some of the canyon lots are pretty cool.

The southern location, as you note, is the best feature, methinks.

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Isn’t the Jumbo limit 546K not 417K in San Diego?

http://homeloanartist.com/2011/11/ca-jumbo-conforming-fha-loan-limits-restored-20012-2013/

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I once used a guy who might be really good at this – Danner Bobcat. I have no contact info for him.

The key is finding free fill dirt. Dirt is always expensive. You have to buy it when you need it and you have to pay to get rid of it. It makes no sense.

Might be cheaper to teach the kids how to swim. Try Noonan swim school.

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The “gotcha” with filling a pool is properly compacting the dirt. If you just drop a bunch of dirt in there and call it a day without compacting it, whatever you put on top of it will sink over time. If it is just a garden, then it isn’t a big problem (just keep adding dirt) but if you put concrete or tile or footings for a patio, it could be bad. May want to look up the permit requirements for it. They often spell out exactly how to do it.

Better to use concrete (without rebar) than dirt for the bottom part.

Maybe you could get in touch with some concrete contractors, concrete pumpers, etc. and have them dump spare concrete in the pool so they don’t have to clean out their trucks and dispose of extra concrete properly.

I once had a project at my house where I had to remove alot of dirt (about 100 yards over the course of a year). I found people on craigslist who needed dirt and I would bring it to them in a rented dump truck. One guy asked me to drop a dump-truck load in his pool because he was filling it in. OK. No problem. I show up and they had a couch and some furniture and boxes and trash in the pool and I just unloaded the dirt right on top of it. Holy crap. What a riot. I just dumped it and left.

I think it is a great do-it-yourself job. Find people who are ripping out driveways, rent a bobcat and dump truck, go pick up their concrete, charge them $50 a load (they will have to pay to get rid of it otherwise). Bring the stuff to your pool and drop it in. It is cheaper if you can dump right in the pool instead of hand-carting the fill.

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[quote=pri_dk][quote=markmax33]Read it and weap.[/quote]

I would comply, but I don’t know how to “weap”[/quote]

You are a riot, pri_dk.

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I would guess that it means they were simply unable to test the entire system.

If you pressurize the line at 1 end and part of the line is blocked, but you have a leak on the far side of the block, then the pressure test will not find that leak. If the ice block is 1 inch away from the pressurization point, then it wasn’t really tested.

That they let the line freeze with water in it could be a little bit of a problem. If there is enough water in the line and it freezes, it can rupture the pipes and you would need to put in new water lines. It isn’t the end of the world but could cost a few hundred to a couple thousand dollars.

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Some leases roll over to a monthly contract after a certain term.

If you are still in the original lease period, there is likely nothing you can do because it is in the lease.

If it has rolled over to a monthly agreement, though, then you can forge a new lease with new terms.

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Why would you have to pay $22,000 ?

I’m looking at a 3.875 refi and getting $1800 back.

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