[sdduuuude]

tg, I can’t say I agree that football should be top priorities for either an institution of higher education or a city government. That football takes a back seat in both cases seems right to me.

Maybe in the case of SDSU, they are missing out on a potential revenue opportunity and could build a football program without detracting from education, but the Chargers always seem to be all take and no give.

[sdduuuude]

tg, I can’t say I agree that football should be top priorities for either an institution of higher education or a city government. That football takes a back seat in both cases seems right to me.

Maybe in the case of SDSU, they are missing out on a potential revenue opportunity and could build a football program without detracting from education, but the Chargers always seem to be all take and no give.

[sdduuuude]

tg, I can’t say I agree that football should be top priorities for either an institution of higher education or a city government. That football takes a back seat in both cases seems right to me.

Maybe in the case of SDSU, they are missing out on a potential revenue opportunity and could build a football program without detracting from education, but the Chargers always seem to be all take and no give.

[sdduuuude]

tg, I can’t say I agree that football should be top priorities for either an institution of higher education or a city government. That football takes a back seat in both cases seems right to me.

Maybe in the case of SDSU, they are missing out on a potential revenue opportunity and could build a football program without detracting from education, but the Chargers always seem to be all take and no give.

[sdduuuude]

Seriously consider renting. Post-divorce is a time when you need, above all, some flexibility. I know you think you need stability, but buying a house doesn’t really give you stability. Unforseen things come up and may force you to move regardless of your housing situation. In fact, if you are renting and lose your job, you may be able to stay in the house, but if you are paying a mortgage and you lose your job, you may have to sell. You just never know what will happen, especially in these economic times.

Even if rents are a little higher than a mortgage payment, you don’t force yourself into a situation that may restrict your options later.

Renting – means you can check-out of the rental and buy any time.

Buying – means you can only sell and change your housing situation if the market goes up. If the market goes down, you are losing money and may be forced to sell after taking a loss.

If prices are headed up for sure, buying makes more sense. Not only do you make money on appreciation, but you aren’t locked into the house because you can sell it for a gain, which is easy.

But when there is some suspicion that prices can come down, renting really makes alot of sense.

Also, you can close a rental deal in a week, vs. a purchase that could take time, energy and stress.

Renting gives you time to execute that short sale which could land you in a nice house for less.

Consider as a single parent, doing a remodel is much more challenging that it is with two parents. You’ll be unusually short of time for the next year, I’d guess.

Waiting to purchase in this market is just a good thing to do, and you’ll need a year or two of waiting. You’ll be so much happier buying later rather than earlier.

It also gives you time to evaluate your decision – condo vs. house. Rent a condo for a while. If you hate it, buy a house. If you love it, buy a condo.

Go the route with low-stress and max flexibility.

Rent.

[sdduuuude]

Seriously consider renting. Post-divorce is a time when you need, above all, some flexibility. I know you think you need stability, but buying a house doesn’t really give you stability. Unforseen things come up and may force you to move regardless of your housing situation. In fact, if you are renting and lose your job, you may be able to stay in the house, but if you are paying a mortgage and you lose your job, you may have to sell. You just never know what will happen, especially in these economic times.

Even if rents are a little higher than a mortgage payment, you don’t force yourself into a situation that may restrict your options later.

Renting – means you can check-out of the rental and buy any time.

Buying – means you can only sell and change your housing situation if the market goes up. If the market goes down, you are losing money and may be forced to sell after taking a loss.

If prices are headed up for sure, buying makes more sense. Not only do you make money on appreciation, but you aren’t locked into the house because you can sell it for a gain, which is easy.

But when there is some suspicion that prices can come down, renting really makes alot of sense.

Also, you can close a rental deal in a week, vs. a purchase that could take time, energy and stress.

Renting gives you time to execute that short sale which could land you in a nice house for less.

Consider as a single parent, doing a remodel is much more challenging that it is with two parents. You’ll be unusually short of time for the next year, I’d guess.

Waiting to purchase in this market is just a good thing to do, and you’ll need a year or two of waiting. You’ll be so much happier buying later rather than earlier.

It also gives you time to evaluate your decision – condo vs. house. Rent a condo for a while. If you hate it, buy a house. If you love it, buy a condo.

Go the route with low-stress and max flexibility.

Rent.

[sdduuuude]

Seriously consider renting. Post-divorce is a time when you need, above all, some flexibility. I know you think you need stability, but buying a house doesn’t really give you stability. Unforseen things come up and may force you to move regardless of your housing situation. In fact, if you are renting and lose your job, you may be able to stay in the house, but if you are paying a mortgage and you lose your job, you may have to sell. You just never know what will happen, especially in these economic times.

Even if rents are a little higher than a mortgage payment, you don’t force yourself into a situation that may restrict your options later.

Renting – means you can check-out of the rental and buy any time.

Buying – means you can only sell and change your housing situation if the market goes up. If the market goes down, you are losing money and may be forced to sell after taking a loss.

If prices are headed up for sure, buying makes more sense. Not only do you make money on appreciation, but you aren’t locked into the house because you can sell it for a gain, which is easy.

But when there is some suspicion that prices can come down, renting really makes alot of sense.

Also, you can close a rental deal in a week, vs. a purchase that could take time, energy and stress.

Renting gives you time to execute that short sale which could land you in a nice house for less.

Consider as a single parent, doing a remodel is much more challenging that it is with two parents. You’ll be unusually short of time for the next year, I’d guess.

Waiting to purchase in this market is just a good thing to do, and you’ll need a year or two of waiting. You’ll be so much happier buying later rather than earlier.

It also gives you time to evaluate your decision – condo vs. house. Rent a condo for a while. If you hate it, buy a house. If you love it, buy a condo.

Go the route with low-stress and max flexibility.

Rent.

[sdduuuude]

Seriously consider renting. Post-divorce is a time when you need, above all, some flexibility. I know you think you need stability, but buying a house doesn’t really give you stability. Unforseen things come up and may force you to move regardless of your housing situation. In fact, if you are renting and lose your job, you may be able to stay in the house, but if you are paying a mortgage and you lose your job, you may have to sell. You just never know what will happen, especially in these economic times.

Even if rents are a little higher than a mortgage payment, you don’t force yourself into a situation that may restrict your options later.

Renting – means you can check-out of the rental and buy any time.

Buying – means you can only sell and change your housing situation if the market goes up. If the market goes down, you are losing money and may be forced to sell after taking a loss.

If prices are headed up for sure, buying makes more sense. Not only do you make money on appreciation, but you aren’t locked into the house because you can sell it for a gain, which is easy.

But when there is some suspicion that prices can come down, renting really makes alot of sense.

Also, you can close a rental deal in a week, vs. a purchase that could take time, energy and stress.

Renting gives you time to execute that short sale which could land you in a nice house for less.

Consider as a single parent, doing a remodel is much more challenging that it is with two parents. You’ll be unusually short of time for the next year, I’d guess.

Waiting to purchase in this market is just a good thing to do, and you’ll need a year or two of waiting. You’ll be so much happier buying later rather than earlier.

It also gives you time to evaluate your decision – condo vs. house. Rent a condo for a while. If you hate it, buy a house. If you love it, buy a condo.

Go the route with low-stress and max flexibility.

Rent.

[sdduuuude]

Seriously consider renting. Post-divorce is a time when you need, above all, some flexibility. I know you think you need stability, but buying a house doesn’t really give you stability. Unforseen things come up and may force you to move regardless of your housing situation. In fact, if you are renting and lose your job, you may be able to stay in the house, but if you are paying a mortgage and you lose your job, you may have to sell. You just never know what will happen, especially in these economic times.

Even if rents are a little higher than a mortgage payment, you don’t force yourself into a situation that may restrict your options later.

Renting – means you can check-out of the rental and buy any time.

Buying – means you can only sell and change your housing situation if the market goes up. If the market goes down, you are losing money and may be forced to sell after taking a loss.

If prices are headed up for sure, buying makes more sense. Not only do you make money on appreciation, but you aren’t locked into the house because you can sell it for a gain, which is easy.

But when there is some suspicion that prices can come down, renting really makes alot of sense.

Also, you can close a rental deal in a week, vs. a purchase that could take time, energy and stress.

Renting gives you time to execute that short sale which could land you in a nice house for less.

Consider as a single parent, doing a remodel is much more challenging that it is with two parents. You’ll be unusually short of time for the next year, I’d guess.

Waiting to purchase in this market is just a good thing to do, and you’ll need a year or two of waiting. You’ll be so much happier buying later rather than earlier.

It also gives you time to evaluate your decision – condo vs. house. Rent a condo for a while. If you hate it, buy a house. If you love it, buy a condo.

Go the route with low-stress and max flexibility.

Rent.

[sdduuuude]

Masterbath remodel can run from $5K to about $40K depending on the project. If you don’t have to move plumbing around, dig up the drains, or change out the shower pan, that helps considerably. High-end fixtures and finishes can kill you. Keeping the old sink/toilet helps a bit. The key is a good design that uses low-end stuff, with small touches of high-end, but looks awesome together.

Try lumber liquidators for the flooring info. Consider engineered wood instead of hardwood to lower costs. I think flooring is $8 – $12 per sq. ft. installed.

I have heard lots of good things about Miramar Kitchen and Bath, though I have never used them. They would be a good place to start for pricing. I am more of a do-it-yourselfer and MKB is a “turn-key” place. They come in and do everything. They seem expensive to me, but again – people say they do a good job.

I know a good Russian contractor. He isn’t the cheapest, but isn’t expensive either, and pays attention to detail, making everything right. Did a good job for me on some tile and a great job for a friend of mine on an entire bathroom.

Not sure about labor, but tile and travertine range from $2.50/sq. ft to $60/sq. ft. Some of the $5/sq. ft stuff is pretty nice. A tile guy would probably charge you a few-hundred to a couple thousand for those jobs.

[sdduuuude]

Masterbath remodel can run from $5K to about $40K depending on the project. If you don’t have to move plumbing around, dig up the drains, or change out the shower pan, that helps considerably. High-end fixtures and finishes can kill you. Keeping the old sink/toilet helps a bit. The key is a good design that uses low-end stuff, with small touches of high-end, but looks awesome together.

Try lumber liquidators for the flooring info. Consider engineered wood instead of hardwood to lower costs. I think flooring is $8 – $12 per sq. ft. installed.

I have heard lots of good things about Miramar Kitchen and Bath, though I have never used them. They would be a good place to start for pricing. I am more of a do-it-yourselfer and MKB is a “turn-key” place. They come in and do everything. They seem expensive to me, but again – people say they do a good job.

I know a good Russian contractor. He isn’t the cheapest, but isn’t expensive either, and pays attention to detail, making everything right. Did a good job for me on some tile and a great job for a friend of mine on an entire bathroom.

Not sure about labor, but tile and travertine range from $2.50/sq. ft to $60/sq. ft. Some of the $5/sq. ft stuff is pretty nice. A tile guy would probably charge you a few-hundred to a couple thousand for those jobs.

[sdduuuude]

Masterbath remodel can run from $5K to about $40K depending on the project. If you don’t have to move plumbing around, dig up the drains, or change out the shower pan, that helps considerably. High-end fixtures and finishes can kill you. Keeping the old sink/toilet helps a bit. The key is a good design that uses low-end stuff, with small touches of high-end, but looks awesome together.

Try lumber liquidators for the flooring info. Consider engineered wood instead of hardwood to lower costs. I think flooring is $8 – $12 per sq. ft. installed.

I have heard lots of good things about Miramar Kitchen and Bath, though I have never used them. They would be a good place to start for pricing. I am more of a do-it-yourselfer and MKB is a “turn-key” place. They come in and do everything. They seem expensive to me, but again – people say they do a good job.

I know a good Russian contractor. He isn’t the cheapest, but isn’t expensive either, and pays attention to detail, making everything right. Did a good job for me on some tile and a great job for a friend of mine on an entire bathroom.

Not sure about labor, but tile and travertine range from $2.50/sq. ft to $60/sq. ft. Some of the $5/sq. ft stuff is pretty nice. A tile guy would probably charge you a few-hundred to a couple thousand for those jobs.

[sdduuuude]

Masterbath remodel can run from $5K to about $40K depending on the project. If you don’t have to move plumbing around, dig up the drains, or change out the shower pan, that helps considerably. High-end fixtures and finishes can kill you. Keeping the old sink/toilet helps a bit. The key is a good design that uses low-end stuff, with small touches of high-end, but looks awesome together.

Try lumber liquidators for the flooring info. Consider engineered wood instead of hardwood to lower costs. I think flooring is $8 – $12 per sq. ft. installed.

I have heard lots of good things about Miramar Kitchen and Bath, though I have never used them. They would be a good place to start for pricing. I am more of a do-it-yourselfer and MKB is a “turn-key” place. They come in and do everything. They seem expensive to me, but again – people say they do a good job.

I know a good Russian contractor. He isn’t the cheapest, but isn’t expensive either, and pays attention to detail, making everything right. Did a good job for me on some tile and a great job for a friend of mine on an entire bathroom.

Not sure about labor, but tile and travertine range from $2.50/sq. ft to $60/sq. ft. Some of the $5/sq. ft stuff is pretty nice. A tile guy would probably charge you a few-hundred to a couple thousand for those jobs.

[sdduuuude]

Masterbath remodel can run from $5K to about $40K depending on the project. If you don’t have to move plumbing around, dig up the drains, or change out the shower pan, that helps considerably. High-end fixtures and finishes can kill you. Keeping the old sink/toilet helps a bit. The key is a good design that uses low-end stuff, with small touches of high-end, but looks awesome together.

Try lumber liquidators for the flooring info. Consider engineered wood instead of hardwood to lower costs. I think flooring is $8 – $12 per sq. ft. installed.

I have heard lots of good things about Miramar Kitchen and Bath, though I have never used them. They would be a good place to start for pricing. I am more of a do-it-yourselfer and MKB is a “turn-key” place. They come in and do everything. They seem expensive to me, but again – people say they do a good job.

I know a good Russian contractor. He isn’t the cheapest, but isn’t expensive either, and pays attention to detail, making everything right. Did a good job for me on some tile and a great job for a friend of mine on an entire bathroom.

Not sure about labor, but tile and travertine range from $2.50/sq. ft to $60/sq. ft. Some of the $5/sq. ft stuff is pretty nice. A tile guy would probably charge you a few-hundred to a couple thousand for those jobs.

[sdduuuude]

The level of detail in that theory is quite impressive.

[Author]

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