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January 29, 2013 at 4:47 PM in reply to: The Phil Mickelson Effect and California: Taxed to the MAX!!! #758679
sdduuuude
ParticipantThe thing about Provident is – they have very low rates and only deal with the most prime borrowers. They expect to get top dollar for their loans when selling them and as such work their customers to death getting details in order. When we signed our Provident docs, the public notary was incredibly detailed. Told us that he goes overboard on Provident signings because they often send him back to have documents resigned if the signatures aren’t identical, or if one person dates one document 1/1/2013 and another one 1-1-13, etc.
You can’t have it both ways – a great rate and an uncaring, non-particular lender who will loan to just anyone.
They are exactly the opposite of the lenders everyone complained about in 2006.
ParticipantCalculated Risk posts this data, related to new household formation, regularly. It is always interesting:
http://www.calculatedriskblog.com/2013/01/new-home-sales-and-distressing-gap.html
If you assume that the sale of a new home (not a resale home) represents a new household formation, you can see the difference in hew household formation on his graph. New household formation rate is way down from the peak. Even down from well before the peak.
ParticipantI’m gonna guess it is a family that takes in Foster kids. Some people do this and get a stipend for each kid. There are economies of scale so if you take in enough kids, you can make it happen without it costing you much money. I suppose some people try and make a profit at it but I don’t think profit is a motivator for such people.
Participant[quote=flu]San Diego Inventory Sucks[/quote]
[quote=Fineas and Ferb]Yes. Yes, it does.[/quote]
Participant[quote=no_such_reality][quote=flu]
Bring it .[/quote]I’m curious, have you seen Shipping Wars?
I see software development going to same way. Time, distance, location, all will basically be immaterial.
Just 200 Million people doing clever language tricks scrapping for a gig.[/quote]
That is a good theory.
In theory, there is no difference between theory and practice. In practice, however, that is not the case.
Participant[quote=livinincali]How do art classes prepare you for the business world. What do those classes do to advance economic activity.[/quote]
To say that art classes don’t prepare you for a career is remarkably short-sighted.
They may not prepare YOU for the business world because you have no talent and are unable to create art for money, but I would suggest that a few massive industries are reliant on art:
– Advertising
– Web Design
– Architecture
– Fashion Design
– Entertainment (TV, Movies, Video Games)
– Interior design
– Furniture design
– Any product designParticipant[quote=flu]You know… maybe that’s the strategy AN… kinda like storage wars…
We should go in and bid up the places and let the final person overbid us…Drain everyone else’s fund by having them overpay…..Let everyone else run out of money first…[/quote]
Yes, because the people on storage wars are so brilliant and wealthy !
Participant“Dirt is deceiving.”
– quote from a bobcat driver.Dirt is smarter than me. You have to pay for it when you need it, and you have to pay to have it removed when you don’t need it.
Dirt that is good for gardeners is terrible for construction workers because dirt with organic material compresses over time. Oops.
Dirt is very difficult to move because it is so heavy. Roughly one ton per cubic foot. People think they can rent a uhaul for $29.95 a day and fill it with 5 yards of dirt instead of paying $100 for a dump truck. Turns out that 5 yards of dirt weights 10,000 lbs and the uhaul is only rated for a couple thousand. Oops.
I had to remove about 35 yards of it to build my garage. I rented a bobcat and dump truck for a week. Cost $800. Ad in craigslist said I would deliver 5 yards for $50. I made back about $250 this way and didn’t pay dump fees. If you only have a pickup truck full, then yeah – just craigslist it and hope for the best. If you can deliver it for people, they love you.
Good thing about craigslist people is they don’t really understand what is good fill dirt and what is not. They’ll take anything.
ParticipantI’m guessing its more 50s than 70’s, eh ? A bit of a combination of the two. 50’s bones. Some 70’s furnishings.
ParticipantYes, he is driven to be a winner.
Tell me, again, what exactly did he win ?
January 21, 2013 at 1:31 AM in reply to: Over 21% of homeowners in SD County have paid off houses #758121ParticipantI hate single data points.
What was the number in 2000? 2005?ParticipantMight as well kill two birds with one stone and marry someone from another country so they can get a green card and citizenship.
Participant[quote=Happs]Excellent idea on converting the space for a built in microwave into a shelf where one can put a countertop microwave.[/quote]
Ya. Do that. Just don’t forget to put an electric outlet there for the microwave.
Instead of 2 ovens, my mom had an electric roaster that she would use for the holidays. Like, this, only bigger, made in the 70’s and it had its own stand so she could just put it outside.
ParticipantNote – OP is from 2006.
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