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sdduuuude
ParticipantWayne Gretzky matches his by thickness only.
Participant[quote=bibsoconner]Finally, I’m particularly curious how folks with older kids (FLU, I’m talking to you!) got on with trying to get residency in other states to lower their tuition.[/quote]
I have not heard about anyone establishing residency in another state when the kid graduates from HS in another.
I have heard, however, of parents legally “disowning” their kids on paper so they look like an very poor, independent student so that the financial aid commissions can legally ignore their parents’ resources for the purpose of calculating need. I don’t know all that is involved in doing this. I just know it is done and it takes considerble effort.
[quote=bibsoconner]I suspect there are a lot of lurkers like me that don’t bother to post political or cultural comments. We are just interested in useful info![/quote]
That’s a good policy. Difficult to do. When I see scardy
“Why the hell is parental wealth taken into account for student aid?” I want to ask “why is the gubmnt paying for ANYONE’S school in the first place?” But somehow I restrained myself and didn’t post it.Damn. I just did.
Participant[quote=bibsoconner]*Yes, I’m well aware that University of Hawaii is not as prestigious as UC Berkeley or Santa Barbara.[/quote]
I’m told in Marine Bio they steal students from the top tier colleges with ease.
ParticipantI went from Clairemont to Carmel Valley a few years ago.
Bay Park / Bay Ho is a good suggestion, as is UTC if you want a little nicer neighborhood.
Definitely avoid houses with 1-car garages in Clairemont.
And, consider looking only only at lots that back to a canyon. They are always much nicer, live better, feel more private. Back when I was there I figure the canyon lot premium was $40K-$50K.
Driving sucks. Make the move.
ParticipantPut the funds into an account in your parents’ name or maybe one of your siblings if they are trustworthy, not yours. Why ? Because if the account is in your name, the gubmnt will consider it assets that can be used for your kids’ education and it will reduce the amount of financial aid for which they can qualify.
I was just at a college financial aid meeting. When the presenter said this an audience member piped up and said “Why didn’t you tell me this when my kid was 4?” So, I’m telling you now.
Read all about FAFSA and the ECA and you’ll know what I mean.
As FLU says, if you have 5 rental properties, financial aid is out the window anyway so maybe not important.
I’d consider setting up a company to manage those 5 rental properties, make the kids an employee of that business, give them a little salary on which they will pay tax at the below-poverty rate, and the business can pay up to $5200 of their tuition tax-free on top of that.
Participant[quote=zk][quote=sdduuuude]
You know, zk and Harvey, fuck you both for calling me a Trump supporter.
[/quote]I didn’t call you a trump supporter. I agreed with harvey’s statement that trump supporters have concluded that it’s wrong for trump non-supporters to attack him personally and that only attacks on his policies are valid.
I could have included a sentence stating that sdduuuude isn’t necessarily a trump supporter, and I probably should have, but I didn’t think it was necessary at the time.
[/quote]OK. I’ll buy that and retract it for you, but not Harvey.
[quote=zk][quote=sdduuuude]
Just because I say the liberals are acting like morons, and they are,
[/quote]How are liberals acting like morons, exactly?
[/quote]They are getting sucked in by Trump’s antics, playing his game. Trump plays the “any publicity (bad or good) is good publicity” game and he baits the liberals and the liberal side of the press with every word and they fall for it every time.
[quote=zk][quote=sdduuuude]
doesn’t mean I’m a Trump supporter or a Republican or a Fox watcher.
[/quote]No, but your position seems to be more consistent with fox propaganda than it does with common sense. And you’ve always seemed a common-sense type of guy, outside of politics. Hence the conjecture that you probably watch fox.
[/quote]What exactly is my position ? I have taken two positions in the two threads, both presented from a position that is neither conservative nor liberal.
Both you and Harvy and the other ultra-liberal (Hi Flyer, I think) seem to have taken me for a conservative, trump-supporting Fox-watcher simply because I don’t agree with the liberals on every point. It is a highly annoying straw-man type of approach that makes a reasonable argument impossible, and why the “F-you” message to Harvey still applies.
Just because I’m watching the Chargers play and I say “I think the Chargers are going to win this game” doesn’t mean I’m a Chargers fan.
Just because think the liberals are getting their asses kicked, and will continue to do so for some time, doesn’t mean I’m a Trump supporter.
Position 1, regarding “Trump Presidency Death Watch”
I disagree that the Trump Presidency is in jeopardy – in terms of him actually getting removed from office before his term ends. That is my position.The liberal side seems ineffective in pinning Trump to anything that is a specific reason for getting impeached.
The liberal side cries “foul” at every little thing so that when he does do something really bad, the complaints feel old and weak.
Position 2: from “Right-Wing Media are Destroying Our Country”
My position is that Fox news is not responsible for the Trump victory, nor is Trump’s Presidency destroying our country any more than it has already been destroyed by the Republicans and Democrats before him.Does that make me a Fox watcher ? No.
I think a point you are missing, very badly, is that Fox news is a result of Conservative views, not a cause of them. The Republican Party has been around longer than Fox News.
Some people, even me, will hold opinions that match up with what Fox is spewing just out of random chance. That Fox takes those to the extreme should not confuse you into thinking that Fox has driven people in a direction that is different from one they have been going their whole lives.
Also, I believe that Fox news was born out of an environment where the existing networks were becoming less and less objective – and more and more liberal.
Does this belief make me a Fox watcher ? No.
Does it even make me a Republican ? No.Does it make me a hater of both the the biased liberal and conservative news programs that want us to believe they are objectively presenting the news ? You bet.
[quote=zk][quote=sdduuuude]
Trump is making the liberals look like fools. Plain and simple.
[/quote]How is that, exactly?
I would argue that he’s making his supporters (and therefore a sizeable majority of republicans) look pathetic and disgusting for supporting such a vile human being, and I’m quite curious to see how you think he’s making liberals look like fools.
[/quote]The Trump haters think themselves very clever and righteous when they point out Trump’s character flaws even though such flaws are blatantly obvious to everyone. They fail to realize that many people were left in the lurch by liberal politics so they are willing to put up w/ those flaws to undo the effects of Obama.
This isn’t my position. This is my description of what is happening. I hope you understand the difference.
The liberals think they are in an intellectual battle with a complete moron so they should be winning. They are wrong. And they are losing.
As such, they are fools.
[quote=zk][quote=sdduuuude]
The liberals sent Hillary to battle. She sucked so badly that Trump, even with all the adjectives you use to describe him, beat her. Strangely, you blame Fox news for this and not the shortcomings of the liberal message.
[/quote]Hillary was a very weak candidate. Mostly because many Americans had a very dim view of her, which was mostly due to fox et al. besmirching her for the past 30 years. Regardless of why she was weak, she was weak, and the democrats did send her to battle. Big mistake, I agree. But even with the dim view that most Americans had of her, she wouldn’t have lost to trump without a lot of help from fox (in addition to the help they provided by smearing her for decades). She wouldn’t have lost to a man who doesn’t deserve to be a high school teacher, let alone the president.
So I do blame fox (and the rest of the right-wing noise machine). They took a woman who was brilliant and tough, but lacked vision and warmth, and they tore her down while they built up trump, and they conned millions of Americans into thinking a man who is neither brilliant nor tough, and who also lacks vision and warmth, and who has the temperament of a 3rd grade bully, among countless other disqualifying personality traits, was better than her.
[/quote]Many high school teachers would be insulted by that comment.
[quote=zk][quote=sdduuuude]
When Clinton was getting his cigar smoked by “that woman” the message from the Democrat side was that the character of the person didn’t matter, it was what he accomplished as President.
[/quote]See, it’s that kind of faulty reasoning that makes me think you watch right-wing media. I don’t understand how, without some kind of manipulation having occurred, a smart guy like you can’t see the problem with that logic. To wit: Getting your cigar smoked by an intern does not make you an ineffective president. Trump’s human failings do. If you can’t see how trump’s personal flaws make him a terrible president, ask me for a list. (If you do partake of non-right-wing media, you’ll already know this, as items on said list are reported by the NYT and WAPO quite regularly. One generally doesn’t see them on fox, though.)
[/quote]As I have said – I don’t partake in either CNN or Fox type news watching.
It isn’t faulty reasoning at all. It is an objective description of the past. Clearly the story spun by the Democrats was exactly as I said – that fooling around on one’s wife indicated no character flaws that would suggest he is unfit to be president.
To me, fooling around on your wife is quite awful, by the way. It shows a lack of loyalty and makes it impossible to believe one’s commitments. So, that would translate pretty badly into being a good President.
I am pointing out that you can’t have it both ways – Either point to character flaws and say they matter or say they don’t – not that they matter for one and not for another.
With that said, though, I tend towards the idea that the measure of the Presidency is the political direction taken under his watch and little else. I am consistent in that for either Repub or Demo – unlike Trump or Clinton supporters.
I thought Obama was a highly respectable person and very articulate, though I dislike the direction the country took under his watch.
Trump is an awful person and makes a mockery of the Presidency but we have to wait and see where he takes us – if anywhere.
[quote=zk][quote=sdduuuude]
Let the sour grapes continue.
[/quote]
Sour grapes means that you want something but can’t have it, and therefore conclude that that thing you wanted before you found out you couldn’t have it is bad. Doesn’t apply in this case.
[/quote]I’ll give you that one because of logical perfection. Well said.
Perhaps “grasping at straws” is better.
Let the non-lethal attacks on Trump continue.
ParticipantYou know, zk and Harvey, fuck you both for calling me a Trump supporter. Just because I say the liberals are acting like morons, and they are, doesn’t mean I’m a Trump supporter or a Republican or a Fox watcher.
Trump is making the liberals look like fools. Plain and simple. That I realize this doesn’t make me a Trump supporter.
The liberals sent Hillary to battle. She sucked so badly that Trump, even with all the adjectives you use to describe him, beat her. Strangely, you blame Fox news for this and not the shortcomings of the liberal message.
When Clinton was getting his cigar smoked by “that woman” the message from the Democrat side was that the character of the person didn’t matter, it was what he accomplished as President.
Let the sour grapes continue.
ParticipantYa. Wachout for “reclaimed” wood.
Used wood at new prices.
August 7, 2017 at 9:03 AM in reply to: North County Mello Roos/HOA Verse Older Neighborhoods #807544Participant[quote=flu][quote=SK in CV][quote=flu]
Ok, I’ll try calling again. But I already did twice.[/quote]I’m thinking that calling isn’t what’s necessary. Find the actual document, the MR Bond. Read the language in the bond and find out if there is anything that prohibits early pay-off. That document is binding. Not what someone on the phone says. The servicing agent is (probably) not a party to the contract.[/quote]
Gotcha[/quote]
Try this guy: Bob Quaid at Willdan Financial Services.
[email protected]He was responsible for spelling out and collecting special school fees before I could pull my permit. I doubt he is the right guy, but suspect he could direct you to the right place.
August 7, 2017 at 8:55 AM in reply to: North County Mello Roos/HOA Verse Older Neighborhoods #807541Participant[quote=harvey][quote=sdduuuude]See an older piggington thread to read about paying off your Mello-Roos early. Basically it is a loan payment on a 9% interest loan. Borrowing at 4% to pay it off could pay-off. It should allow you to ask more when selling, though not all feel that way. Maybe when buying, ask the seller to get a payoff amount for the M-R.[/quote]
It never hurts to check but most bond rates today are now much lower than 9%. They were that high years ago but most issued today have lower rates and many cities have refinanced the higher-rate bonds.[/quote]
Most MR bonds in CV were issued years ago, not recently.
August 5, 2017 at 6:43 PM in reply to: North County Mello Roos/HOA Verse Older Neighborhoods #807518ParticipantIn Carmel Valley, there are a limited neighborhoods with no HOA or M.R. I forget the development name, but there is one area we thought was great, though it is rare to see things for sale there. Some of the street names are Heritage Glen, Monterey Cypress.
See an older piggington thread to read about paying off your Mello-Roos early. Basically it is a loan payment on a 9% interest loan. Borrowing at 4% to pay it off could pay-off. It should allow you to ask more when selling, though not all feel that way. Maybe when buying, ask the seller to get a payoff amount for the M-R.
The problem w/ HOA isn’t just the HOA fees. It is the HOA itself and their rules and busybodies. I know of an aggressive HOA president in the Tynebourne area of Carmel Valley that everyone hates, hates, hates. Get into an HOA with an ass like that and your life is hell.
Participant[quote=flu]
And lastly..Brian, people like you are exactly why Donald Trump won. A lot of people hate people like you that tries to create and “solve problems” by with easy “solutions”, yet ineffective solutions that screw someone else over on the process and doesn’t really solve the real issue, besides pandering to the least informed minorities that buy into your “solutions” that don’t work. It’s no different that.trimp pandering to the illinformed middle America.And because of that, all of us have to put up with Trump for the next 4 years definitely and possibly 8 if you keep up shoveling the bullshit from the waco extreme far left.[/quote]
Wow. Well said. It isn’t the right-wing media that is ruining the country, it is because the left is so far out-of control that Trump and the Fox maniacs emerged.
The Republicans jumped the shark when Bush ended free markets to save free markets.
The Democrats jumped the shark when they lost to Trump.
Seems the time is right for a third party to me.
Participant[quote=FlyerInHi]Flu, I think we should have good policies that lift up people and improve aggregate wealth.[/quote]
Who is “we” ?
Ivy league colleges are not public organizations. They should be able to admit or deny whomever they want for any reason without the gubmint telling them what to do.
The mindset of both liberals and conservatives is that they feel they have the right to use government to force everyone to behave the way they want them to behave. It is a basic assumption of both sides that I simply can’t understand.
The entire country seems to have lost their minds in this regard – note FlyerInHi’s comment that he thinks “we should have good policies that lift up people and improve aggregate wealth” as if “we” have the right to decide how Harvard chooses their students.
Arguing over whether or not affirmative action is effective is useless when the whole idea of telling a private institution how to manage their affairs is unethical.
Why not let each school do what they want and let the chips fall where they may ?
ParticipantI agree. Hotels expensive everywhere we went in CA this Summer.
I had decent luck with hotwire.com on the hotels where you don’t know the hotel until you book it.
Even then, there are $40 in taxes and fees on a $140 room.
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